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The left F'd up the healthcare system in this country by offering freebies to the less fortunate. As long as they are offering something "FREE" to someone they get that vote....
Meanwhile I am over here paying 2k a month for a family of 4, higher deductible and less coverage than before... Great job Obamacare.....
Thing is, the insurance companies have taken over the medical profession,
Saw it last week with a visit to the doc.
Used to be, he did what he thought best.
This time, it was all about what "they" would pay for and what 'they" would not.
Just the fact that "they" park a girl in the room with your doctor, taking down notes the whole time bothers me.
None of their fucking business what goes on in that room.
Oh, wait, now it is their business.
Highmark, the Cadillac plan, $1,150.00 a month. Employer pays half.
Have paid in almost $40,000 in the last 3 years, and he's worried about some insurance adjuster telling him he didn't need to order this test or not,
Just got the news, 3% increase this year. At 63, I'm thinking just drop it, Go without it.
2 years it's Medicare. Save that $14,000. Maybe it will help, in a small way, to get this whole thing to just collapse.
And if I was really smart, I'd quit my full time job, do small stuff and show just under $11,000, on my taxes.
Then, I'd get obamacare for free!
And work half as much!
How's about that?
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Government doesn't need to run healthcare. Just take care of the people who can't get insurance and leave the rest alone.
I'm lucky, I work for a large corp and have great insurance. But I see how hard it is for the middle class working guy to get good insurance that's affordable. Unfortunately, under Obamacare they are the ones paying the subsidies for others.
As far as the Canadian model. I was at Monster Mountain a couple years ago for a winter riding trip. I happened to pit next to a couple guys from Canada. They were taking a month off and traveling all around the south riding different tracks. One was a small business owner. He owned a body shop. Other guy worked for him.
We were talking and he asked me what I thought of Obamacare. I told him it wasn't working well and was poorly designed.
He went on to tell me how much he disliked their system. Said his buddy messed up his knee riding and waited over 6 months to get an mri. Then had to wait months for surgery. His very quote was "why do you think the hockey players go to the US for medical procedures?".
I saw where Congress is gonna somehow just give the money up to keep it afloat this year.
And Big Bird is okay with it,
Expand and rename The VA. Make it so anyone can go there for the care they can't afford on the free market.
Everyone, including the rich, Congress, Presidents past and present, pays an increase in taxes to fund it.
Is that not fair?
Was it impossible to pass Social Security?
Or the VA?
Or Medicare?
No, it's very possible. Just not likely.
Look, they've been screwing around adjusting premiums for years, saying they need to find the balance so they can provide affordable care for the masses.
And when they need more, Uncle Sam just gives it to them.
Why could we not do that, basically in house?
We'd save the 20 % the insurance companies skim off the top right away.
Thing is, insurance companies would lose a golden goose, Trump, Obama, Hillary and their kind, u know, the ones that really care, would all of a sudden have to come up with 2.5 % of their pay to make it work.
Like the rest of us.
And that my friend, is the rub.
"Yeah, just bury it in a subsection of some bill, then we'll vote on it when nobody is looking."
Doesn't make it right. Could almost be considered theft by deception.
No. What they're doing, how it was done, is not right.
Unless all pay up, including the ceo of Highmark, and all his executives, and Billy Joel, and Alex Baldwin, and the head of General Electric, all of those that are exempt because they make too much, it's a shakedown of the average, working person. Extortion to those without a tool or voice to really effect change.
So many procedural tricks that were not intended by the founding fathers.
They also push these HSA plans on workers saying it will save them money, but you can't put enough in your HSA account to cover your yearly deductible. Does anyone want to venture a guess when they will start taxing the money you take out of your HSA? I am guessing within a couple of years.
If you do build up enough money in your HSA you are allowed to invest it in the stock market. Who do you think is making money off of your HSA account? The banks, who contribute heavily to campaigns and drive laws.
This system is supposed to drive prices down and create competition by allowing people to shop around for the best price for care. I have not been able to see a price list for anything when I go to the doctor. They have no clue how much it will cost you, they just bill whatever and the insurance company decides how much to pay.
Banks and bug business run this country, not the people or politicians. There is a reason most politicians retire millionaires if they weren't already when going into office.
I'm not sure where healthcare is going, but I can promise the people who work are going to be the ones getting screwed. What other system can make people that don't use their product pay for it so the people who need the product can get it for a cheaper price or even free? Can we ask non-dirtbikers to pay a tax so our dirtbikes are cheaper? Or someone who can't afford a dirtbike, but wants one can get it? People would laugh in your face if you propose that, but for healthcare they are like, yep sign those people up who don't need it so I can get it free!
Been paying on the plan since before Obamacare was enacted, roughed out the rate hikes every year, and have never used it. Not once as it's no coverage till 5k out of pocket.
I started on the plan at age 21 and was the type of person the insurers "need".
Healthcare insurance is going to bust and then I believe we will see some government take over somehow and we will then have poor healthcare.
what no one has even tried to address is the cost of services... of which I have no earthly clue why they are so high. putting everyone on an insurance plan was suppossed to lower it... that didn't work.
Pit Row
I think a lot of that feeling is leftover from the decades recently past, when it really was free market.
Like a lot of stuff, back then we were cutting edge, we were leaders in product, services, almost everything.
Another thing.
Deregulate, or increase the speed and ease to become a doctor. Or lab tech. Or nurse.
What is it, who actually decides how a doctor becomes a doctor?
The American Medical Association?
Let other groups form, The National Medical Association, The Medial Assoiation of the USA.
Why is it that one association has a lock, on what amounts to all of our health and well being?
The medical field, anything but free market when you look at it.
On a side note, we just had a fairly major medical expense in my family. Aortic valve replacement (open heart) for my wife. Considering the amount of time that she spent in ICU, the total bill wasn't as much as I thought it was going to be. The grand total was just about $180K, but we'd already met her deductible and maximum out of pocket ($500/$2000), so we only owed for a couple small, uncovered items and my meals from the hospital cafeteria. Just a little over $100. Her insurance is awesome, employer pays her entire premium and she pays just about $300 a month to cover our kids also.
https://www.youtube.com/watch?time_continue=1903&v=U1Qt6a-vaNM
https://www.ridersurance.com/
then buy temp insurance 11 months at a time. save money think outside the box.
hope it works, our family of 4 which 3 race was going north of 2500.00 a month two years ago...................screw it, we are self employed and will have to pay a "penalty" for not getting the approved stuff.
couldn't afford it, barely was making it at 1700 a month.
so.
outside the box. there is insurance out there and Brandon is the guy that is one of us that will find it for you.
ps. my kid broke his femur 2 months ago, coverage we have is united health one/golden rule and it's worked well.
You've got the most expensive and ineffective system in the world and every time you get bent over by your insurance companies you turn and blame sick and injured people for being sick and injured.
I hope one day you guys get it figured out and stop getting screwed. You really deserve better than you have.
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