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P.S. What a shitstorm of a thread this is. The golden rule gets sure gets obliterated these days on this here internet thingy.
There it is.
It's my fault you can't make enough to live the lifestyle you want.
effin gold
The Shop
DeCal Works Huge Plastic Inventory of UFO and Polisport kits.
Luxon 4-Post Bar Mounts
$189.95 - $239.95
Electric sport bikes that cost 22k. Electric scooters.
Yeah, right, that's the answer.
I knew bring up that last name would devolve in to that story. That metaphor was from when they moved to Greenville, TX and bought the track/home in the early to mid 2000's. Another, much nicer, English guy runs it now.
Maybe it's a good option for some people, but I'm just about ready to say F it and live in my damn van because I. So sick of the stupid housing market.
But, setting the GI bill aside, I really don't see a whole lot of difference between now and then.
I mean, back in 1975 I had a pretty good job.
Building ships. Pay. 4.25 an hour. Nobody I knew could afford a house. The only guys I knew that bought houses had gotten married and had their parents help them out.
I dunno guy. Banks will surely fuck u.
Just compare the purchase vs the monthly payment times the number of payments in the loan.
Last house I did with the bank as an example.
Between Baltimore and Annapolis. 118k was the purchase. 8%. 30 years, In 1995 that was an average rate.
Payments with 4K down were like $1,050. A month.
Stupid me, I'm thinking 118,000 times 1.08 the total
when done would be 127,440. Cool.
But that ain't how it works.
1,050 times 12 a year is 12,600.
Times 30 years is 378,000.
378,000 for a 118,000 house.
WTF?
It wasn't easy even then.
My advice, buy a cheap place 30 to 50 miles away from everything. Even if it's s single wide trailer. Get a small car and keep that good paying job in the city. Use the bank for as little as u can. Sure, they will make money on u, but not like a landlord will.
Hell, he's probably got to pay his bank plus what he wants for himself. Stay in the shack or trailer for 10 years and then hopefully sell it and get something closer to what u want. That's doable.
Unless u hit the lottery, which u shouldn't be playing, or inherent from a relative, that's the way it is. That's reality.
You can do better, it’s your choice of where to live that’s holding you back.
Maybe the word Millenial or the name Harley Davidson promotes drunk posting?
My colleague had a 1200 Sportster that I took for a spin and I quite enjoyed it. It's really about the look and feel of the bike, it's not my thing but if people like them then that's great.
It's funny you mention not knowing anyone who was able to buy a house without help, I've noticed the exact same thing. My grandparents borrowed money from their parents, my mom and her sister borrowed money from my grandparents, but there's no way in hell I'm borrowing anything like that from my parents and having that hang over my head. They helped me out big time with school so as far as I'm concerned they've done more than enough. I'm also not going to pay 2x what I bought the house for, so maybe some day I'll have enough saved up to pay cash and just be done with it, doubtful but that's what I can hope for at this point.
Oh ya, and the lottery is a poor person tax, total scam.
Pit Row
I get out of college and that same house is now 600k plus. I had many job offers less than $20 an hour. Settled on one for $21 an hour. So a home quadruples in price. I don't see myself making $60-70 an hour anytime soon that's for sure. So yes I do blame your generation for exactly what I said. Greed.
Im just guessing here but if population increases faster than inflation then pay goes up with inflation but property prices goes up with population & demand for said property
Now, Im a 99%er, and my entire closet is leather chaps and shirts with skulls all over them. JK about that part atleast.
Never thought Harleys would get more pages than Stew..
Tell your old man to sell the place and give u half the profits then. See what he says.
Hey, I turned 60 and u know what the cheapest health insurance quote I got? Guess.
650. A month. Something without a lot of deductibles, 1,100.00 a month.
When I do go to get stitched up or whatever it isn't a boomer doing it.
Tell me about greed.
The idea that greedy boomers are hoarding homes with their riches and jacking up prices on the next generation is pretty crazy. If it was not for the younger generations desire to compete to buy homes then there is no market to raise prices so in fact we could maybe blame the younger generation.
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