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Been a while since the last update but been busy.. Engine rebuilt and ready to rock 'n' roll. Will be vapor honed at the end of the year when I rebuild the bottom end so I've just got to live with the fact it's not looking as pretty as I'd like. New cylinder but getting the power valves in a working smoothly was a major PITA Starting to look like a bike again finally.. waiting for a few bits and I should be on the home straight..

I lied lol. I gave this to my son so I forgot it was once mine. 04 CR 125. Don't feel too bad about the KX. I had two .

I bought some knock off TLD gloves and the right glove had 6 fingers

Youre still parting with $9,000... -$9,000 + $9000 = $0. Net worth is the same no matter which way you go - actually a little worse with financing. Besides, you should have the $9000 on top of another cushion. And the pain of paying cash is what keeps people from spending money. credit/debit card users spend more money than if they paid cash. Doesnt hurt that way.

Who cares what that douche canoe says, really get tired of hearing people quote him. Just because you had no financial common sense and he taught you that you cannot spend more than you make, and that you actually have to save some of your money....

To answer your question I paid about 110 a month with 0 down for a leftover 2017 ktm 250 sx. I learned more about finance and realized I spent my money paying navy federal that I could have been investing in my retirement so I deployed and payed it off lump sum. Taking a loan and going into debt for a dirt bike is not a wise financial decision and I would highly encourage you to save money and pay in cash. If that’s not an option maybe you can’t afford a brand new bike and look for a low...

It’s called delayed gratification, more people should try it instead of needing everything right now like a 2 year old. Funny thing is, once someone has scrapped and saved and finally has $10k in the bank, they don’t want to blow it all on a dirt bike. Sort of amusing how emotions can change when it’s YOUR money and not the banks.

Example: $9600 bike Option A - Finance @ $200/mo for 48mos Option B - Save $200/mo for 48mos After 48 months Option A - You finally own a worn out 4yr old bike Option B - You finally own a brand new 2023 bike I’ll finance @ 0%, but only if it’s truly 0%. I bought a mower this spring, they had 0% financing for 48mos. Tag on the mower had 2 prices, cash price was $4,500, financed price was $4,800. So in that case 0% was actually like 3.2%.

Money is sensitive subject no doubt . I financed an 09 kx 450 with $1500 down . Had to have fuel injection ?. A few months later had an ugly C class crash resulting in multiple fractures and surgery. You can guess how things snowballed from there. Loss of income , medical bills, etc. Took a long time to dig out of that hole . Buy a clean $3k bike and enjoy the freedom of less payments .

Cash only for me. I'm older now, but still did it that way in my teens and twenties. I would just save up. I never owned a new bike though. Same thing with cars and trucks, just saved up until I could pay cash. I've never owned a new car or truck either.

Its not about being a “pompous loser” its about doing basic math dude. Nothing wrong with trying to help someone save money and stay out of debt. If you wanna go into debt then by all means go for it. Nobody really cares.

To answer your other questions 150k can buy a house on 2 acres with a 2 car garage and a full basement and maybe a seperate pullbarn if youre lucky. If you cant fork out money at one time to buy a TOY, then maybe you cant afford it and may have to settle for a $5000 2016 ktm which is essentially the same as a new one anyways. To each their own. If youre OK with financing then go for it. Financing a brand new vehicle will never make sense to ME when you look at the math. Plus...