Crazy costs of health care

71Fish
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Ogden, UT, USA
7/15/2019 3:02pm
People arguing on a non-moto Moto forum (wait, what!?) should solve it.
Barrett57
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2270
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8/31/2010
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GB
7/15/2019 3:21pm
71Fish wrote:
People arguing on a non-moto Moto forum (wait, what!?) should solve it.
People engaging in respectful and insightful discourse on an issue is never a bad thing , even if they are powerless to change it.
ns503
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NS Toolies, CA
7/15/2019 3:51pm
71Fish wrote:
People arguing on a non-moto Moto forum (wait, what!?) should solve it.
Who is arguing?
JM485
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Davis, CA, USA
7/15/2019 5:54pm
I’m 100% in agreement aside from the forced retirement saving. I’m 24 and since our caring and endearing government has decided it would be in our best interest to borrow money from social security, the likelihood of me ever seeing a penny of what is stolen from me and put into that bottomless pit is slim to none. I could easily be putting the same amount into a Vanguard savings account and earning 1-3% per year returns, but instead I’m forced to pay into an unsustainable system by a government who couldn’t manage money if their individual lives depended on it. They can take their SS bullshit and shove it, I’m perfectly capable of managing my financial future and I don’t need the input of crooks and thieves any more that I need herpies when managing my retirement. We’re a free country, until you want the government to relax any control they have on your finances.

The Shop

CM_84
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AU
7/15/2019 10:39pm
71Fish wrote:
Look at their tax rates. Free ain't cheap.
Tax rates in Australia are fairly similar to the US, just a couple of % higher on average.
I’d rather pay the extra few percent than some of the insurance fees mentioned here.....
1
danman
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Readstown, WI, USA
7/16/2019 6:55am
824 Dad wrote:
I don’t feel the problem is the insurance companies, like every business they need to make a profit. It’s what the doctors, hospitals and pharma companies...
I don’t feel the problem is the insurance companies, like every business they need to make a profit.
It’s what the doctors, hospitals and pharma companies charge, it’s just ridiculous.

You would be wrong in the assumption that it's not the insurance companies. I work at a hospital, and recently, the 3 major insurance companies in the area merged into one. If you came into our hospital and had a certain lab done, it would cost you $175. PRIOR to that merger, we would be reimbursed $150. AFTER that merger, we are getting $24.50!!!!! That doesn't pay for the supplies used.
Where I work, the hospital writes off 50% of it's revenue every month! This would be the reason smaller, rural healthcare facilities are going under. Our patients are primarily Medicare/Medicaid. About 90% of the ones that aren't are getting insurance from the merged entities I mentioned previously.
The problem with Healthcare is reimbursements from insurance companies, Medicare, and Medicaid are dropping like crazy. Add on top of that the ever increasing costs of pharmaceuticals, NOW you've found the problem with healthcare.
Ebs
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USA
7/16/2019 9:18am
Thanks, Obama
7/16/2019 10:26am
Ebs wrote:
Thanks, Obama
Don’t know if it’s Obama’s fault, but my premiums went From 230 a month to now 775 since Obama care.
ATKpilot99
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Lake Geneva, WI, USA
7/16/2019 10:30am
Ebs wrote:
Thanks, Obama
Don’t know if it’s Obama’s fault, but my premiums went From 230 a month to now 775 since Obama care.
Mine are about the same . No more of an increase than before. I have health insurance through my employer however.
plowboy
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Norwich, KS, USA
7/16/2019 6:20pm
Not off topic but a little slide to the side. My maternal great grandfather was an old country doc. Horse and buggy days. Very few of his patients paid in cash. His house, barns, fields, crops, livestock were built/tended by people he treated. He was paid in labor, animals, food, etc. The cash paying folks provided a decent living since he had virtually no outlay for anything. I ain't saying those days were better but just kinda shows how things have changed.
1
7/16/2019 6:39pm
Lunch_Box wrote:
Except its not free. Everyone thinks we get free healthcare in Canada too but you do pay for it. In your taxes. I bet you would...
Except its not free. Everyone thinks we get free healthcare in Canada too but you do pay for it. In your taxes. I bet you would pay a lot less in taxes in the States than Aus, I know I would for sure comparing my Canada tax rate to the States. So really are we better off? Plus the wait lines in Canada are unreal.
KHI Guy wrote:
I had a few sessions with a chiropractor, who happened to originally be from Canada, and she didn't have the same great opinion of the Canadian...
I had a few sessions with a chiropractor, who happened to originally be from Canada, and she didn't have the same great opinion of the Canadian system that all the "free healthcare" advocates like to claim. When her dad was diagnosed with some sort of cancer, she had him come to the Cleveland Clinic in the US for treatment. Her reason was "If you have in cancer in the US, you get Chemotherapy. If you have cancer in Canada, you get morphine". I don't know how true her story was, but I didn't see any reason for her to lie about it. However, this was about 15 years ago she told me that, so maybe things have changed.
ns503 wrote:
Her story is false.
I worked for the Cleveland clinic. I took care of MANY Canadians. I believe her.
2
-MAVERICK-
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Ontario, CA
7/16/2019 6:56pm
I worked for the Cleveland clinic. I took care of MANY Canadians. I believe her.
I don't. Girl I know was diagnosed with cancer earlier this month. Getting surgery at the end of the month and chemotherapy right after that.

Already had 7 or so appointments.

Her mom was diagnosed earlier this year, same process.
2
APLMAN99
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Tualatin, OR, USA
Fantasy
7/16/2019 6:59pm
KHI Guy wrote:
I had a few sessions with a chiropractor, who happened to originally be from Canada, and she didn't have the same great opinion of the Canadian...
I had a few sessions with a chiropractor, who happened to originally be from Canada, and she didn't have the same great opinion of the Canadian system that all the "free healthcare" advocates like to claim. When her dad was diagnosed with some sort of cancer, she had him come to the Cleveland Clinic in the US for treatment. Her reason was "If you have in cancer in the US, you get Chemotherapy. If you have cancer in Canada, you get morphine". I don't know how true her story was, but I didn't see any reason for her to lie about it. However, this was about 15 years ago she told me that, so maybe things have changed.
ns503 wrote:
Her story is false.
I worked for the Cleveland clinic. I took care of MANY Canadians. I believe her.
I've never had a nurse ask my citizenship......
tunedlength
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Ontario, CA, USA
7/16/2019 8:20pm
They never asked for your address?
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APLMAN99
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Tualatin, OR, USA
Fantasy
7/16/2019 10:02pm
They never asked for your address?
Not a nurse. The patient services (clerical) person may ask for an address, but I've never had a nurse do anything like that.
ns503
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NS Toolies, CA
7/17/2019 4:02am
KHI Guy wrote:
I had a few sessions with a chiropractor, who happened to originally be from Canada, and she didn't have the same great opinion of the Canadian...
I had a few sessions with a chiropractor, who happened to originally be from Canada, and she didn't have the same great opinion of the Canadian system that all the "free healthcare" advocates like to claim. When her dad was diagnosed with some sort of cancer, she had him come to the Cleveland Clinic in the US for treatment. Her reason was "If you have in cancer in the US, you get Chemotherapy. If you have cancer in Canada, you get morphine". I don't know how true her story was, but I didn't see any reason for her to lie about it. However, this was about 15 years ago she told me that, so maybe things have changed.
ns503 wrote:
Her story is false.
I worked for the Cleveland clinic. I took care of MANY Canadians. I believe her.
The idea that if you get cancer up here you get no treatment and only get morphine is plain false.

I have lived it through close family and friends.

The only one person I am aware of personally that went out of country, went to Mexico.
2
Mx391
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y, TN, USA
7/17/2019 5:32am
Everytime unions are brought up everyone talks shit on them. Without a doubt there are issues with unions, but we are MUCH better with them than without them. They are the only organization fighting for the middle class. I'm VERY thankful for my union negotiated benefits. I don't pay a dime per month, copay like 25 bucks. Everytime I've been to the dr I pay ZERO. My wife birthed 2 kids and a few surgeries after that...all we payed was 25 dollar copays. I'll take it.
1
mxtech1
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1968
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Galesburg, IL, USA
7/17/2019 6:46am
plowboy wrote:
Not off topic but a little slide to the side. My maternal great grandfather was an old country doc. Horse and buggy days. Very few of...
Not off topic but a little slide to the side. My maternal great grandfather was an old country doc. Horse and buggy days. Very few of his patients paid in cash. His house, barns, fields, crops, livestock were built/tended by people he treated. He was paid in labor, animals, food, etc. The cash paying folks provided a decent living since he had virtually no outlay for anything. I ain't saying those days were better but just kinda shows how things have changed.
Got it. Pay in goats next time.
7/17/2019 9:45am
APLMAN99 wrote:
The story you relayed inferred that US care was curitive, Canadian care was palliative. Those differences should have a definite and drastic effect on life expectancy...
The story you relayed inferred that US care was curitive, Canadian care was palliative. Those differences should have a definite and drastic effect on life expectancy. Yet the life expectancy is greater in Canada by about 3 years, which is a pretty huge difference. That factual data casts a huge shadow of doubt on the accuracy of the story you retold.

I understand that people will believe certain stories more if they reinforce preconceived beliefs or if they can be used to bolster political positions and such, but looking at actual data and evidence would be a much better way to actually get a better perspective and opinion.
Drawing a conclusion from one data point is pure futility...
7/17/2019 10:04am
Home address and PCP are the first thing that usually pop up in there chart. I don’t need to ask them, part of being a nurse is getting to know the patient. Forming trust. And usually the patient divulges information like “the weather where they live” or “hobbies” they partake in.

A nurse isn’t some mechanized “here’s your treatment” goodbye. A nurse is the advocate for the patient so they receive the appropriate care.

Also we have discussion as “hey they are private pay....we really need to limit all the tests we are doing...take extra caution on what we are ordering and for what reasons because it adds up”

So, providers and nurses at the bedside consistently realize cost is high and we try to keep it low. If I save 5 patients $1,000 all it takes is one person with a runny nose to pop into the ER to wreck what was saved.

Throughout my long discussions with many foreign patients and family members....I have yet to hear one time where they believe their system is better than ours. Why else do they come to the United States ? Here you can be seen same day. No wait. And when some other system writes you off as non-treatable (I.e.: other GREAT socialized systems from these GREAT countries) the US will take you in and treat you and give you the next best shot Past a death sentence.

But our country sucks! Our healthcare sucks! let’s be like the rest of the socialized world—-because free is ME! I love free. Sounds great fellas. Doesn’t work.
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1
SCR
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USA
7/17/2019 11:34am
plowboy wrote:
Not off topic but a little slide to the side. My maternal great grandfather was an old country doc. Horse and buggy days. Very few of...
Not off topic but a little slide to the side. My maternal great grandfather was an old country doc. Horse and buggy days. Very few of his patients paid in cash. His house, barns, fields, crops, livestock were built/tended by people he treated. He was paid in labor, animals, food, etc. The cash paying folks provided a decent living since he had virtually no outlay for anything. I ain't saying those days were better but just kinda shows how things have changed.
mxtech1 wrote:
Got it. Pay in goats next time.
I don't have any goats but I traded hvac replacement and service work with my dentist and a chiroprator up until they both retired. Root canals, caps, cleaning, replaced some old silver fillings. Put my charges on deposit, paid cash when my deposit was used up. Negotiated good prices face to face with the guy doing the work. Made some good relationships.
Free markets at work.

1
7/17/2019 11:44am
Personally I appreciate everyone checking in. It really adds to the decision making process. Thank you.

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