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Manny, I might actually agree with you on this one. I’m definitely guilty of not caring about my health enough, in the past. I went in for emergency surgery last week and they had to update all of my information. The last time I was in the hospital system was years ago for another emergency type surgery. Before that, 2013 was my last non-emergency dr visit.
With a 2nd and 3rd surgery this week, I’ll be over my deductible for the year. With many lingering injuries/issues and approaching 40, I’m considering going under the knife a few more times this year. My thought being just get as much taken care of now, while it’s on someone else’s dime. Never really cared to address it before.
Here’s some info on your questions-
https://mxsportsproracing.com/required-insurance
https://americanmotorcyclist.com/rider-medical-insurance/
The American Motorcyclist Association (AMA) itself doesn't offer or require medical insurance for riders, and the responsibility for securing such coverage falls on the individual.
AMA Pro Racing, the organization responsible for professional motocross, does offer a secondary medical coverage plan called "AMAP Rider Medical" for licensed riders participating in AMA Pro Motocross events.
Despite the secondary coverage, AMA Pro Racing also requires riders to have their own primary medical insurance coverage.
The AMAP Rider Medical program provides coverage up to $50,000 for medical bills and $10,000 in accidental death and dismemberment benefits, but it's secondary to the rider's primary insurance and has a $5,000 deductible.
Organizers of AMA-sanctioned events should consider requiring entrants to provide proof of medical insurance coverage.
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Good information and Thank you for sharing this.
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Why? Because it's all about the $$$.
I expect some down votes here, IDC. The medical industry is more about the money than it is care and treatment of patients. It's hard to make money from healthy patients.
Add in the Out of network prices with these guys being in a different city every week too.
The on site Alpinestars medical rig and crew that travels race to race is a huge advantage for the riders!
I saw a sales pitch at a RV event where just about everyone there are full time RVers but it offered a insurance plan for a small jet with medical crew to transport the couple back to their home base.
Good post, Thanks! Always remember "Health is Wealth"
Ive been thinking about this even more since jerry robin got hurt. I was actually waiting to see if there would be a gofundme going around, cuz there always is one… but I know people have been sharing the road to recovery link for him and donating there. I’m sure hes going to need all the help he can get. Its wild that in the US people have to rely on donations when they get hurt because our healthcare is so shit and so expensive. It seems normal, but in basically the entire rest of the world its not.
The craziest part is that if youre going to get injured here the best thing that can happen is that it makes the news/national media/social media and people feel bad for you and your go fund me can get more donations. Either that or you get injured by a person or company that has a lot of money so can get you a settlement. If youre just a joe schmoe who blows their back out and nobody hears about it youre basically fuukd. We gotta do better.
My insurance premiums and deductible have DOUBLED each year for the past 3 years. On top of that things that were getting covered arent anymore so now I’m paying out the ass for medication. They made me hit my deductible in 4 months… And of course my insurance is tied to my job so I cant shop around like I would if they actually had to compete on the free market. Its the worst of both worlds we dont get socialized healthcare and we also cant buy from companies who have to compete in the free market so instead we just get monopolies with super high prices and super shit service…
I hear that I hv over a million in denied work comp injuries. Regardless of injury everything is pre existing especially back, neck & all joints. There was a info on hear about a get hurt racing or riding plan but I can’t find it. The big medical thing now for back injuries is just to inject it. I had countless injections the last 4 yrs. Replacing disk and fusing is a thing of the past. Lack of back & neck surgeons because too many people sued . They think they should be the same b4 the back injury. Truth is you never will be you hv to learn how to live in pain & be greatfull you can do anything.
Last time I had time off . I was icing a few body parts & watching a marthon of the greatest wrestlers of the past . Every story ended the same injuries then a spiral into a deep hoke with a pain killer addiction. I never got addicted but being number 1 has its price . Like drill rig work or especially trucking . If your doing 38-48 hrs straight or even 60 hrs & working 160 hr week . And your doing this 3 + months straight your doing a ton of damage to your body. During c19 I worked 9 1/2 months straight with no day off. I did end up in ER for a day near dead. In 2 yrs of Chicago 1099 trucks I,m 2 1/2 inches shorter . Plus throw in well ovr a million lbs of hand unloading , slips, falls , always working injured . It is mind bending what the body can take . But when it catches up to you it’s too late all the damage is done. No dr will inject 6 body parts because your body can’t take that much medicine.
Sad every non 3 world country has national health care.
I've talked to many many Canadians and they all have said it's pretty good.
Most did say there can be a wait time for non emergency surgeries, for instance a knee replacement.
But that's here too, a friend waited 8 months before getting his done.
I blame it on the corrupt government pandering to insurance lobbyist.
No one in Canada forgets how much we pay in taxes. We pay a fucking ton. That said, as a cancer survivor, I've had 8 chemo rounds, 15 radiation treatments, 2 mris, several cat scans and multiple PET scans as well as a stem cell transplant, which included 2 months in a private room due to immuno-suppression quarantine. I never waited more than 2 weeks for any scan, because of how they are prioritized. I was bumped a cple time to the next day due to traumas / critical care incidents. I also have a prescription plan through work that covered injections prior to the stem cell transplant that were $2,800 per mg, times 10. Approaching 10yrs in remission, I am much less sour about our taxes now than I was before I was diagnosed. Neither system is perfect, but for what I've been through, I appreciate what we have and glad to still be alive because of it.
Difference between living in a society and living in a “society”.
Pit Row
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