Something Has to Be Done Now Or The Sport is Finished

MPJC
Posts
2070
Joined
5/18/2017
Location
CA
Fantasy
12/5/2024 1:19pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

brocster wrote:
Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of...

Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of weeks rather than being on crutches and out of work waiting in the extensive lines of free healthcare services.  I’ll take in and out of surgery straight into rehab and back walking in a month or so rather than delaying out months to years rebuilding a leg that has atrophied sitting around waiting for months. Pick your poison, me, I’ll take US system all day every day with the hopes of things turning around within it in the next few years. 

OK, then I'll stop reading after your rather rude first sentence. 

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2
12/5/2024 1:22pm Edited Date/Time 12/5/2024 1:24pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

brocster wrote:
Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of...

Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of weeks rather than being on crutches and out of work waiting in the extensive lines of free healthcare services.  I’ll take in and out of surgery straight into rehab and back walking in a month or so rather than delaying out months to years rebuilding a leg that has atrophied sitting around waiting for months. Pick your poison, me, I’ll take US system all day every day with the hopes of things turning around within it in the next few years. 

It took over a month to get my ACL repaired in the U.S. system with good coverage, due to trying to navigate denied procedures, etc. And that is after I had blown out my knee for the second time in a year. The first time they encouraged me not to get replacement and go through PT as primary treatment for cost reasons.

3
cheesehead420
Posts
662
Joined
11/3/2020
Location
Manchester, CT, USA
12/5/2024 1:40pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

brocster wrote:
Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of...

Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of weeks rather than being on crutches and out of work waiting in the extensive lines of free healthcare services.  I’ll take in and out of surgery straight into rehab and back walking in a month or so rather than delaying out months to years rebuilding a leg that has atrophied sitting around waiting for months. Pick your poison, me, I’ll take US system all day every day with the hopes of things turning around within it in the next few years. 

I suggest you read his entire post 

1
zookrider62!
Posts
6825
Joined
12/22/2008
Location
Plano, TX, USA
12/5/2024 1:58pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

brocster wrote:
Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of...

Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of weeks rather than being on crutches and out of work waiting in the extensive lines of free healthcare services.  I’ll take in and out of surgery straight into rehab and back walking in a month or so rather than delaying out months to years rebuilding a leg that has atrophied sitting around waiting for months. Pick your poison, me, I’ll take US system all day every day with the hopes of things turning around within it in the next few years. 

I’ve had my ACL torn and unrepaired for 7 or so years - this seems slightly dramatic.

1

The Shop

Brad460
Posts
4467
Joined
5/15/2012
Location
Richfield, WI, USA
Fantasy
12/5/2024 2:50pm Edited Date/Time 12/5/2024 2:52pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time in Canada and have many close co-workers and friends up there..meaning I hear all the stories. It’s crap and you know it..

Lucky for most I know they live close to the US border (Ontario north of Buffalo) and can go across the border when they really need care..otherwise the wait times (unless your dying) is unbelievable. Get an MRI and you need a non life threatening surgery you will wait years to get in..

Again, I’ll take my company sponsored healthcare in the USA over anything (yes I realize not everyone has that, but most do)..Its far superior to anything out there..

I have a $3500 deductible and a $6000 max out of pocket. I fund a HSA account…all is good. 

2
4
soggy
Posts
8771
Joined
12/3/2018
Location
USA
12/5/2024 2:54pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

Brad460 wrote:
Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time...

Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time in Canada and have many close co-workers and friends up there..meaning I hear all the stories. It’s crap and you know it..

Lucky for most I know they live close to the US border (Ontario north of Buffalo) and can go across the border when they really need care..otherwise the wait times (unless your dying) is unbelievable. Get an MRI and you need a non life threatening surgery you will wait years to get in..

Again, I’ll take my company sponsored healthcare in the USA over anything (yes I realize not everyone has that, but most do)..Its far superior to anything out there..

I have a $3500 deductible and a $6000 max out of pocket. I fund a HSA account…all is good. 

Do you know the percentages of company sponsored health care vs out of pocket vs no hc?  I don’t but I doubt it’s most.

Zacka 161
Posts
1670
Joined
7/30/2009
Location
Mount Waverley, VIC, AU
12/5/2024 3:05pm
Zacka 161 wrote:
A 15 minutes city does not mean everyone has to live there. It simply reduces urban sprawl and the endless expansion of highways to handle to...

A 15 minutes city does not mean everyone has to live there. It simply reduces urban sprawl and the endless expansion of highways to handle to more and more traffic from further and further distances. Dense walkable cities means those like access to amenities, culture, public transport and green space aren’t forced to live in ever expanding culdesac developments. Well designed cities are designed around people — the more country and motocross people encourage 15 minutes city does cities the less people encroach on motocross tracks… supporting the people that don’t like motocross to stay as far away from tracks, by presenting a viable option is a huge key to saving tracks.  

Support 15 minute dense walkable cities even if you wouldn’t choose to live there. 

3strokemx wrote:

Is that why we're seeing such a huge motocross explosion in China?

Excellent argument… Meanwhile the looming threat of medical bankruptcy ensure ever increasing lawsuits and endless urban sprawl means means tracks are forced to close…


But you’ve got your head in the sand talking about China.


I know this ‘real talk’ and ‘the real reasons tracks keep closing’ will probably be moved to the dumbgeon so people can just keep blaming the victims of the system rather rather than the malicious actors and larger systems that ensure motocross tracks continue to close… 


It’s not lefties, it’s not greenies, it’s not woke liberals… It’s health insurance companies, the threat of medical bankruptcy, lawyers taking advantage of it, and corporate lobbyists that ensure urban planning continues to be relegated to endless urban sprawl… 

4
4
Zacka 161
Posts
1670
Joined
7/30/2009
Location
Mount Waverley, VIC, AU
12/5/2024 3:13pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

Brad460 wrote:
Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time...

Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time in Canada and have many close co-workers and friends up there..meaning I hear all the stories. It’s crap and you know it..

Lucky for most I know they live close to the US border (Ontario north of Buffalo) and can go across the border when they really need care..otherwise the wait times (unless your dying) is unbelievable. Get an MRI and you need a non life threatening surgery you will wait years to get in..

Again, I’ll take my company sponsored healthcare in the USA over anything (yes I realize not everyone has that, but most do)..Its far superior to anything out there..

I have a $3500 deductible and a $6000 max out of pocket. I fund a HSA account…all is good. 

Most countries have a robust public system and a competitive private system.  The public system means medical bankruptcy is not really a thing unlike the US. And if you want to pay the cost of the US system you can usually get fast private service and elective surgery.  

The robust public sector forces the private to compete… that’s the only way for a private sector provider to be held to account 

5
3
MPJC
Posts
2070
Joined
5/18/2017
Location
CA
Fantasy
12/5/2024 3:38pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

Brad460 wrote:
Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time...

Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time in Canada and have many close co-workers and friends up there..meaning I hear all the stories. It’s crap and you know it..

Lucky for most I know they live close to the US border (Ontario north of Buffalo) and can go across the border when they really need care..otherwise the wait times (unless your dying) is unbelievable. Get an MRI and you need a non life threatening surgery you will wait years to get in..

Again, I’ll take my company sponsored healthcare in the USA over anything (yes I realize not everyone has that, but most do)..Its far superior to anything out there..

I have a $3500 deductible and a $6000 max out of pocket. I fund a HSA account…all is good. 

I really love it when people presume to tell me what I know. 

3
2
MPJC
Posts
2070
Joined
5/18/2017
Location
CA
Fantasy
12/5/2024 3:48pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

Brad460 wrote:
Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time...

Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time in Canada and have many close co-workers and friends up there..meaning I hear all the stories. It’s crap and you know it..

Lucky for most I know they live close to the US border (Ontario north of Buffalo) and can go across the border when they really need care..otherwise the wait times (unless your dying) is unbelievable. Get an MRI and you need a non life threatening surgery you will wait years to get in..

Again, I’ll take my company sponsored healthcare in the USA over anything (yes I realize not everyone has that, but most do)..Its far superior to anything out there..

I have a $3500 deductible and a $6000 max out of pocket. I fund a HSA account…all is good. 

But the way, my doctor ordered an mri I was in in weeks - twice. 
 

But I don’t want to make this about me. If my attitude was “I’m looked after, that’s all that matters” that would make me a shitty person 

2
2
Brad460
Posts
4467
Joined
5/15/2012
Location
Richfield, WI, USA
Fantasy
12/5/2024 3:49pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

Brad460 wrote:
Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time...

Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time in Canada and have many close co-workers and friends up there..meaning I hear all the stories. It’s crap and you know it..

Lucky for most I know they live close to the US border (Ontario north of Buffalo) and can go across the border when they really need care..otherwise the wait times (unless your dying) is unbelievable. Get an MRI and you need a non life threatening surgery you will wait years to get in..

Again, I’ll take my company sponsored healthcare in the USA over anything (yes I realize not everyone has that, but most do)..Its far superior to anything out there..

I have a $3500 deductible and a $6000 max out of pocket. I fund a HSA account…all is good. 

MPJC wrote:

I really love it when people presume to tell me what I know. 

I am not trying to be a jerk about it, but my point is your not being honest about Canadian healthcare…

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3
MPJC
Posts
2070
Joined
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Location
CA
Fantasy
12/5/2024 3:52pm
Brad460 wrote:
Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time...

Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time in Canada and have many close co-workers and friends up there..meaning I hear all the stories. It’s crap and you know it..

Lucky for most I know they live close to the US border (Ontario north of Buffalo) and can go across the border when they really need care..otherwise the wait times (unless your dying) is unbelievable. Get an MRI and you need a non life threatening surgery you will wait years to get in..

Again, I’ll take my company sponsored healthcare in the USA over anything (yes I realize not everyone has that, but most do)..Its far superior to anything out there..

I have a $3500 deductible and a $6000 max out of pocket. I fund a HSA account…all is good. 

MPJC wrote:

I really love it when people presume to tell me what I know. 

Brad460 wrote:

I am not trying to be a jerk about it, but my point is your not being honest about Canadian healthcare…

Maybe I’m ignorant. Or maybe you are. I really don’t know. But I resent being called dishonest because that’s one thing I’m not. 

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2
Zacka 161
Posts
1670
Joined
7/30/2009
Location
Mount Waverley, VIC, AU
12/5/2024 4:14pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

Brad460 wrote:
Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time...

Come on man- we both know the Canadian healthcare system is crap (as are all government run health systems). I spend my fair share of time in Canada and have many close co-workers and friends up there..meaning I hear all the stories. It’s crap and you know it..

Lucky for most I know they live close to the US border (Ontario north of Buffalo) and can go across the border when they really need care..otherwise the wait times (unless your dying) is unbelievable. Get an MRI and you need a non life threatening surgery you will wait years to get in..

Again, I’ll take my company sponsored healthcare in the USA over anything (yes I realize not everyone has that, but most do)..Its far superior to anything out there..

I have a $3500 deductible and a $6000 max out of pocket. I fund a HSA account…all is good. 

MPJC wrote:
But the way, my doctor ordered an mri I was in in weeks - twice.  But I don’t want to make this about me. If my attitude...

But the way, my doctor ordered an mri I was in in weeks - twice. 
 

But I don’t want to make this about me. If my attitude was “I’m looked after, that’s all that matters” that would make me a shitty person 

This^^

2
3
soggy
Posts
8771
Joined
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Location
USA
12/5/2024 4:40pm
Zacka 161 wrote:
Excellent argument… Meanwhile the looming threat of medical bankruptcy ensure ever increasing lawsuits and endless urban sprawl means means tracks are forced to close…But you’ve got...

Excellent argument… Meanwhile the looming threat of medical bankruptcy ensure ever increasing lawsuits and endless urban sprawl means means tracks are forced to close…


But you’ve got your head in the sand talking about China.


I know this ‘real talk’ and ‘the real reasons tracks keep closing’ will probably be moved to the dumbgeon so people can just keep blaming the victims of the system rather rather than the malicious actors and larger systems that ensure motocross tracks continue to close… 


It’s not lefties, it’s not greenies, it’s not woke liberals… It’s health insurance companies, the threat of medical bankruptcy, lawyers taking advantage of it, and corporate lobbyists that ensure urban planning continues to be relegated to endless urban sprawl… 

Excellent post. 

1
DaveB771
Posts
335
Joined
7/27/2011
Location
Minneapolis, MN, USA
12/5/2024 4:42pm

The sky has been falling and the sport has been doomed by insurance issues since my first race in 1976. 

1
2
soggy
Posts
8771
Joined
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Location
USA
12/5/2024 4:54pm
DaveB771 wrote:

The sky has been falling and the sport has been doomed by insurance issues since my first race in 1976. 

Only a few are saying the sports dying, I don’t believe that for a second. All most of us are talking about here is a very specific reason a ton of tracks close in the states. Not the reason for every closure.  And it’s caused mainly by a systemic problem, that could be fixed but it makes people uncomfortable because it goes against long held beliefs they have. 

It makes me sad everytime I see a go fund me for an injured rider for medical expenses because their insurance has refused coveraged or there limit has been reached. if that doesn’t point to a massive issue I don’t know what does.   Yet in spite of a lot of views in here instead of shaming that person our community usually rallies around them and helps them if they can.  And generally that’s what all people want to do, the idea that we will help one very specific person healthcare costs but unwilling to extend that to our population is crazy.  

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2
DaveB771
Posts
335
Joined
7/27/2011
Location
Minneapolis, MN, USA
12/5/2024 5:41pm Edited Date/Time 12/5/2024 5:43pm
soggy wrote:
Only a few are saying the sports dying, I don’t believe that for a second. All most of us are talking about here is a very...

Only a few are saying the sports dying, I don’t believe that for a second. All most of us are talking about here is a very specific reason a ton of tracks close in the states. Not the reason for every closure.  And it’s caused mainly by a systemic problem, that could be fixed but it makes people uncomfortable because it goes against long held beliefs they have. 

It makes me sad everytime I see a go fund me for an injured rider for medical expenses because their insurance has refused coveraged or there limit has been reached. if that doesn’t point to a massive issue I don’t know what does.   Yet in spite of a lot of views in here instead of shaming that person our community usually rallies around them and helps them if they can.  And generally that’s what all people want to do, the idea that we will help one very specific person healthcare costs but unwilling to extend that to our population is crazy.  

Well,  that’s the great thing about cancer. Current laws don’t allow them to deny treatment. /snark

early
Posts
9927
Joined
2/13/2013
Location
University Heights, OH, USA
12/5/2024 7:00pm
Zacka 161 wrote:
A 15 minutes city does not mean everyone has to live there. It simply reduces urban sprawl and the endless expansion of highways to handle to...

A 15 minutes city does not mean everyone has to live there. It simply reduces urban sprawl and the endless expansion of highways to handle to more and more traffic from further and further distances. Dense walkable cities means those like access to amenities, culture, public transport and green space aren’t forced to live in ever expanding culdesac developments. Well designed cities are designed around people — the more country and motocross people encourage 15 minutes city does cities the less people encroach on motocross tracks… supporting the people that don’t like motocross to stay as far away from tracks, by presenting a viable option is a huge key to saving tracks.  

Support 15 minute dense walkable cities even if you wouldn’t choose to live there. 

LungButter wrote:

Fair enough.

The 15 minute city thing is yet another example of bad messaging. It's really a fight between urban NIMBYs and urban YIMBYs. There's lots of urban and inner ring suburban land that is zoned for single family homes that, as some cities have grown, has caused the quality of urban life to decrease. It's more about integrating residential and retail into the same spaces so you don't have to get in a car to do everything. It's also a fight to have more freedom to develop your own property as you see fit, and take control away from city planners and zoning departments. 

As far as country folk are concerned, denser cities would likely keep more of the libs out of your hair.

3
1
Zacka 161
Posts
1670
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Location
Mount Waverley, VIC, AU
12/5/2024 7:41pm Edited Date/Time 12/6/2024 4:49am
Zacka 161 wrote:
A 15 minutes city does not mean everyone has to live there. It simply reduces urban sprawl and the endless expansion of highways to handle to...

A 15 minutes city does not mean everyone has to live there. It simply reduces urban sprawl and the endless expansion of highways to handle to more and more traffic from further and further distances. Dense walkable cities means those like access to amenities, culture, public transport and green space aren’t forced to live in ever expanding culdesac developments. Well designed cities are designed around people — the more country and motocross people encourage 15 minutes city does cities the less people encroach on motocross tracks… supporting the people that don’t like motocross to stay as far away from tracks, by presenting a viable option is a huge key to saving tracks.  

Support 15 minute dense walkable cities even if you wouldn’t choose to live there. 

LungButter wrote:

Fair enough.

early wrote:
The 15 minute city thing is yet another example of bad messaging. It's really a fight between urban NIMBYs and urban YIMBYs. There's lots of urban...

The 15 minute city thing is yet another example of bad messaging. It's really a fight between urban NIMBYs and urban YIMBYs. There's lots of urban and inner ring suburban land that is zoned for single family homes that, as some cities have grown, has caused the quality of urban life to decrease. It's more about integrating residential and retail into the same spaces so you don't have to get in a car to do everything. It's also a fight to have more freedom to develop your own property as you see fit, and take control away from city planners and zoning departments. 

As far as country folk are concerned, denser cities would likely keep more of the libs out of your hair.

Exactly.  
 

Support the people who want to a live different lifestyle to ours so they don’t encroach on us… embracing urban renewal through mixed use medium and high density zoning is one huge key to stop the urban sprawl causing track closures.


if you support motocross you should fully support any 15 minute city initiatives. 

2
Braaaphole
Posts
803
Joined
8/21/2016
Location
Spring, TX, USA
12/5/2024 7:43pm

Over the years when we have had injuries and had insurance pay, I've always refused to tell them where we were riding. They look for ways to sue the landowner to recoup their money. I'm dealing with it again now, my kid tore his ACL a couple weeks ago. They tried drilling me about where he was riding when it happened, so I told them it happened at a city owned park that has public riding trails. They immediately stopped asking questions. 

Insurance is a total scam and extremely unethical. Don't give them anymore information than you have to.

3
12/5/2024 8:21pm Edited Date/Time 12/5/2024 8:23pm

I talked at length to a guy that owns an insurance agency that specializes in  insuring  businesses in high risk sports about what it would take to start a new insurance company focused on selling policies only to protect athletes.  There would be no coverage for any illness, or other type of injury.   He thought it was feasible and that he could find an underwriter.  My thought was lets take it a step further and underwrite it using a crypto sort of self funded model.  So you buy into it and when you get older, or decide not participate any longer, you would have some sort of equity built up that you could cash out in case you never used it.

I need to give that guy a call and talk some more.

4
soggy
Posts
8771
Joined
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Location
USA
12/5/2024 8:44pm
I talked at length to a guy that owns an insurance agency that specializes in  insuring  businesses in high risk sports about what it would take...

I talked at length to a guy that owns an insurance agency that specializes in  insuring  businesses in high risk sports about what it would take to start a new insurance company focused on selling policies only to protect athletes.  There would be no coverage for any illness, or other type of injury.   He thought it was feasible and that he could find an underwriter.  My thought was lets take it a step further and underwrite it using a crypto sort of self funded model.  So you buy into it and when you get older, or decide not participate any longer, you would have some sort of equity built up that you could cash out in case you never used it.

I need to give that guy a call and talk some more.

This is basically supplemental insurance. I think Spot is an example of a company that does it. I’m sure there are many companies that do it. The whole crypto angle is another thing entirely. 

12/5/2024 8:46pm
dkurtd wrote:
"wimps that have ruined motocross."I guess you never watched a race at Carlsbad or Saddleback, the greats that raced there were no wimps.  Traditionally motocross didn't...

"wimps that have ruined motocross."

I guess you never watched a race at Carlsbad or Saddleback, the greats that raced there were no wimps.  Traditionally motocross didn't have deep ruts unless it was a mudfest from rain.   

You clearly misunderstood me. I was bashing modern track prep which is what creates these slot car tracks that are all rutted but not a single...

You clearly misunderstood me. I was bashing modern track prep which is what creates these slot car tracks that are all rutted but not a single bump out there. Add in a bunch of jumps and F that. I’m just not interested. 

I was too young to have raced them but I have watched the old races of saddleback and Carlsbad and I stand by my statement that cry babies that whine about the track not being prepped have ruined the sport. Those tracks never even got groomed, never mind being “prepped”. I’d give my left nut to race either of those tracks. 

Watching the video of Marty Moates win in 1980 is one of the greatest races ever. That track was so rough and beat it was sick and he was literally floating around it. The skill it took for him to do that, his balance and line selection was out of this world that day. That’s motocross and I stand by my statement that “wimps have ruined it”

You,d Love Denmark Mx just outside of Green Bay then. It never gets worked square holes hard pack with clay powder on top. Hills valleys with a few floater jumps . It was a full blown Mx track with doubles, triples, killer whoop section.  If  it’s watered & wood chips worked in its killer loam.  But the beat down slick hard pack is a challenge, I Love it.  In 2 yrs nobody passed me. I get stomach pain sometimes it’s soo rough & your bones hurt. I do 4 lap heaters brake r done then. Forks& shock real hot.  But u should here some riders bitch . The track is too rough , when r u gonna groom it ? 

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2
12/5/2024 9:02pm
OwenJakes wrote:
I asked an ignorant question in another thread about this so here’s another one. How is it that these tracks get hammered so hard but trail systems...

I asked an ignorant question in another thread about this so here’s another one. 

How is it that these tracks get hammered so hard but trail systems and national forests are fine? I’ve never seen traps and people going the wrong way on a moto track…

Hopefully nobody reads that and gets any bright ideas. 

soggy
Posts
8771
Joined
12/3/2018
Location
USA
12/5/2024 9:10pm
OwenJakes wrote:
I asked an ignorant question in another thread about this so here’s another one. How is it that these tracks get hammered so hard but trail systems...

I asked an ignorant question in another thread about this so here’s another one. 

How is it that these tracks get hammered so hard but trail systems and national forests are fine? I’ve never seen traps and people going the wrong way on a moto track…

Hopefully nobody reads that and gets any bright ideas. 

Good luck suing Uncle Sam. 

12/6/2024 7:46am
I talked at length to a guy that owns an insurance agency that specializes in  insuring  businesses in high risk sports about what it would take...

I talked at length to a guy that owns an insurance agency that specializes in  insuring  businesses in high risk sports about what it would take to start a new insurance company focused on selling policies only to protect athletes.  There would be no coverage for any illness, or other type of injury.   He thought it was feasible and that he could find an underwriter.  My thought was lets take it a step further and underwrite it using a crypto sort of self funded model.  So you buy into it and when you get older, or decide not participate any longer, you would have some sort of equity built up that you could cash out in case you never used it.

I need to give that guy a call and talk some more.

soggy wrote:
This is basically supplemental insurance. I think Spot is an example of a company that does it. I’m sure there are many companies that do it...

This is basically supplemental insurance. I think Spot is an example of a company that does it. I’m sure there are many companies that do it. The whole crypto angle is another thing entirely. 

It is, but most people misunderstand the term "crypto".  What it really is is a means to fund a project or company that eliminates the middleman .  IN this case it would serve to eliminate the insurance agencies and thus bring down costs significantly.  The way we were discussing it, it would also serve as a means to give a user an out vs. typical insurance where they just take, take, take.

Racerx930
Posts
774
Joined
4/1/2008
Location
Stillwater, OK, USA
12/6/2024 9:26pm

I've had a small track for 15 years.  Most years we've been open pretty regular, the last few we've opened on race weekends.  The few insurance companies that offer a yearly policy where we can open as we choose are simply too much to afford.  We've had a few spots where we could get our individual race weekends covered somewhat reasonably but even that now seems to be going away. 

  There's a lot of discussion on things that we just can't change.  We're not going to change human nature, our heathcare system in the US isn't going to suddenly change due to a bunch of dirtbike guys on a forum.   I got to thinking about what we can change though...   I have a friend with what i would consider a large trucking outfit (155 trucks).  I was discussing this situation with him and he was explaining to me how trucking companies will go in together and start a "collective" for insurance.  Their rates will vary from year to year based on what the collective has to pay out. This is what we need from the AMA or even a new amateur focused motocross sanctioning body.  

  My gut tells me that local racing as I know it (The kind I grew up racing) has about 2 years left if nothing changes.  You will still see the massive 2000 plus "amateur nationals", annual events etc.  But I don't see a path forward for local, public race / practice tracks.  I think we're just seeing the beginning.

3
brocster
Posts
4562
Joined
6/9/2009
Location
Aliso Viejo, CA, USA
12/6/2024 9:52pm
MPJC wrote:
Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during...

Our health care system in Canada isn't perfect, but I'll take it over the American system any time. In the last (just over a) year, during my journey to and through a Parkinson's diagnosis, I have seen 3 neurologists and had 2 MRIs. Cost to me: zero. I am now waiting for a follow up appointment for longer than I'd like, but that's because the neurologist I see had a 3 month research leave so his appointments are all pushed back.

For a lot of procedures here, wait times are excessive. But everyone is part of the queue - except for the very rich who can go elsewhere and pay for a procedure. American wait times are shorter, but put everyone - every single person, without exception - into the system and see what happens to your wait times. 

Every other country in the civilized world has some form of universal health care (many much better than what we have in Canada - some form of public/private hybrid system like many in Europe is probably the best). The problem with the American system strikes me as less private vs public and more a matter of how the whole thing is set up. I've had people much more knowledgeable than I am on the topic explain it to me, and that taught me that I don't have a great handle on how it works, but I had a lot of "holy shit, how do they get away with that" moments. It sounds to me like you all are getting hosed, and I have no idea what the solution is but someone must. I can't help but think that some really rich assholes are profiting from misery and bamboozling the people to subvert the political will to do anything about it. 

I'm pretty sure that if I was an American, I wouldn't be riding at all. I don't think that I could afford the risk. I, like many people around the world, look at the U.S.A. with amazement - that medical bankruptcies can be a thing in a country with so much. We have our own problems, so please don't take this as coming from someone who claims any sort of position of moral superiority - or that I claim to know all that much. I just hope you sort your shit out as well as is possible and that people in your country can still have places to ride and the medical coverage to allow riding to not be an insane risk. 

brocster wrote:
Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of...

Stopped reading after your second paragraph.  Our ins is a scam but I rather get my ACL repaired within a few days to a couple of weeks rather than being on crutches and out of work waiting in the extensive lines of free healthcare services.  I’ll take in and out of surgery straight into rehab and back walking in a month or so rather than delaying out months to years rebuilding a leg that has atrophied sitting around waiting for months. Pick your poison, me, I’ll take US system all day every day with the hopes of things turning around within it in the next few years. 

I’ve had my ACL torn and unrepaired for 7 or so years - this seems slightly dramatic.

I too have one that is un repaired since 2011 but also have one that had to be repaired immediately.  Each case is different and if it needs repair, I’d like it done sooner than later to prevent further complications and extensive rehab.  I have also been the victim of balance billing and threatened with garnishment of wages for a different injury. I am well aware of how fucked our system but would take that over public healthcare any day.  No drama here bud,  I have first hand info of the scenario I described earlier about atrophy , out of work, extended rehab and extended recovery all caused from not being able to see the Dr or get proper diagnosis in the public healthcare system in the short term. I.e. orthopedic and MRI. Just because it didn’t happen to you doesn’t mean it doesn’t happen - this seems a little narcissistic. 

1
Zacka 161
Posts
1670
Joined
7/30/2009
Location
Mount Waverley, VIC, AU
12/7/2024 12:54am Edited Date/Time 12/7/2024 12:58am
I talked at length to a guy that owns an insurance agency that specializes in  insuring  businesses in high risk sports about what it would take...

I talked at length to a guy that owns an insurance agency that specializes in  insuring  businesses in high risk sports about what it would take to start a new insurance company focused on selling policies only to protect athletes.  There would be no coverage for any illness, or other type of injury.   He thought it was feasible and that he could find an underwriter.  My thought was lets take it a step further and underwrite it using a crypto sort of self funded model.  So you buy into it and when you get older, or decide not participate any longer, you would have some sort of equity built up that you could cash out in case you never used it.

I need to give that guy a call and talk some more.

soggy wrote:
This is basically supplemental insurance. I think Spot is an example of a company that does it. I’m sure there are many companies that do it...

This is basically supplemental insurance. I think Spot is an example of a company that does it. I’m sure there are many companies that do it. The whole crypto angle is another thing entirely. 

It is, but most people misunderstand the term "crypto".  What it really is is a means to fund a project or company that eliminates the middleman...

It is, but most people misunderstand the term "crypto".  What it really is is a means to fund a project or company that eliminates the middleman .  IN this case it would serve to eliminate the insurance agencies and thus bring down costs significantly.  The way we were discussing it, it would also serve as a means to give a user an out vs. typical insurance where they just take, take, take.

That doesn’t make any sense.


Crypto is just an unregulated and uninsured store of value… this might remove ‘bank fees’ but that’s about it… what you are pitching is just removing the middlemen and protections of a GOFUNDME… it’s so so dumb. God you idiots will anything  anything but address the core problem…


It’s so so so dumb.  

Maybe the blockchain could be semi useful for contract ‘book keeping’… but ‘keeping the books in check’ is not the problem of unsurance companies, nor will moving contracts to the blockchain have any impact track closures.  


What a joke.  Crypto serves precisely 2 uses 1/semi legal pump and dumps for people to make big money off ignorant morons and 2/criminals buying and selling criminal shit.  

That’s it’s. That’s all. 
 

7
5
Team403
Posts
602
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12/21/2023
Location
Lago Vista, TX, USA
12/7/2024 5:49am Edited Date/Time 12/7/2024 5:50am
Racerx930 wrote:
I've had a small track for 15 years.  Most years we've been open pretty regular, the last few we've opened on race weekends.  The few insurance...

I've had a small track for 15 years.  Most years we've been open pretty regular, the last few we've opened on race weekends.  The few insurance companies that offer a yearly policy where we can open as we choose are simply too much to afford.  We've had a few spots where we could get our individual race weekends covered somewhat reasonably but even that now seems to be going away. 

  There's a lot of discussion on things that we just can't change.  We're not going to change human nature, our heathcare system in the US isn't going to suddenly change due to a bunch of dirtbike guys on a forum.   I got to thinking about what we can change though...   I have a friend with what i would consider a large trucking outfit (155 trucks).  I was discussing this situation with him and he was explaining to me how trucking companies will go in together and start a "collective" for insurance.  Their rates will vary from year to year based on what the collective has to pay out. This is what we need from the AMA or even a new amateur focused motocross sanctioning body.  

  My gut tells me that local racing as I know it (The kind I grew up racing) has about 2 years left if nothing changes.  You will still see the massive 2000 plus "amateur nationals", annual events etc.  But I don't see a path forward for local, public race / practice tracks.  I think we're just seeing the beginning.

Thanks for some actual track owner insight.  Whilst this is not welcomed info I believe you are correct.  The insurance companies are going to continue to divest in risky activities.  Unfortunately I can envision a point where your employer provided policies will have exclusions for things like racing , sky diving etc..   why - because they can…

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