Upgrade to enjoy this feature!
Vital MX fantasy is free to play, but Premium users receive great benefits. Premium benefits include:
- View and download rider stats
- Pick trends
- Create a private league
- And more!
Only $10 for all 2026 SX, MX, and SMX series.
A really good mechanic for a really good rider can make that amount in "bonuses".
The Shop
Luxon 4-Post Bar Mounts
$189.95 - $239.95
Free shipping: VITALMX
A guy like Goose 100k easy.
Source: Pulpmx
I assume they don't have to pay for food, travel, etc most of the time but that still like an awful lot of work for the salary.
But are we talking supporting a family of 4? Know what I mean, many variables in that question.
Pit Row
If the rider received that bonus as 1099 income they would owe Federal and State income tax along with FICA (15.3%). As a 1099 person you have to pay both the employer's side and the employee's side. If you are W-2 income your employer pays half of the 15.3% and you pay the other half. When the rider pays the mechanic they would then get a tax deduction for the amount they payed in bonus'. The mechanic would then pay fed/state/FICA.
Where CPA's and financial advisers come into play is minimizing the impact of taxes. Independent contractors could set up a LLC and pay themselves a reasonable salary (w-2 income) and take the rest in distributions. These distributions avoid FICA thus saving you 15.3%. Note, FICA is only paid on the first $118k. So for this strategy to benefit someone they would need to take a salary less than $118k and take the rest in distributions.
To minimize taxes even more. The LLC could set up a 401k and individual could put $18k away coming from the w-2 income. This would reduce their federal taxable income by the amount they put in. So if you are in a 39% tax bracket on $18k that is about a $7k tax savings now.
Payment will be around $1400 a month. I'm sure taxes on that house are close to $1000 a month for California...
So we're at $2400 a month...not including utilities or any other bills.
$75,000 will bring you around $50,000 take home. So that is around $4100 a month in income. $1700 for everything else doesn't seem too doable.
I make more than your given scenario, and live in a house worth less than $100K. All those "everything else" costs you conveniently left add up more significantly than you elude to. Some months we are money ahead, some months were are tight. We live fairly frugally. Granted, I invest alot into my 401k and savings. I couldn't even fathom mortgaging a $300k house on that salary.
The scenario you describe would for sure leave a guy house poor.
The same is going to hold true for most of the team mechanics. They are probably salaried and don't make alot in terms of the hours put in working and traveling.
There is an element of love and knowing you have a badass job. some guys will thrive in it and make a career but I would say most do 5-10 years and then are ready to be back in a regular job to get off the road.
Post a reply to: Top mechanic pay