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your expectations are out of touch with reality. Luckily you are young and hopefully healthy, so you got time to figure out how to get ahead despite obstacles You got to do more than the average working stiff to make it. Life isn't fair...
RD, the scenario I painted is CERTAINLY doing more than the average working stiff and it’s still impossible. That is why there’s such a disconnect between people who bought and owned before 2020 and after.
No debt, make 90k per year, 40k cash saved, still can’t make it.
That’s far more than the average scenario. And still not enough.
That’s a made up scenario using favorable numbers and it still shows how hard/insane it is..:
so, you admit you're using a "made up scenario using favorable numbers" yet somehow convincing yourself of things without actual proof or 1st hand experience in what you are all worked up about. Here's some friendly advice: Go sit with an actual professional mortgage advisor/writer and give them your REAL personal financials and let them explain exactly what you might qualify for and get REAL information on how much home you could actually afford if you tried to buy- instead of assuming it's not possible. There are simple calculations they use with income to debt to ratios and credit rating. They know all about advising entry level buyers with FHA and other low-cost programs you might qualify for- or give you a set of things to work on to get in a position to actually work your way towards qualifying. My own youngest brother did that and they give him a plan to fix a couple things hurting qualifying status. It actually took him most of a year following the advisors plan but eventually got him to where he could qualify for a home he and wife were happy with.
Brother you’re so lost on this.
Those are numbers to show an example and are favorable as in less bad than reality actually is.
I don’t need advice, I have a house, I know what it takes, I don’t need a professional anything. You are missing the point and the picture entirely as always: people who bought pre 2022 have zero idea.
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Trying to explain life to people who owned homes pre 2020 makes me realize the only viable path forward is class warfare.
I’m being completely unironic.
Moto is too expensive these days for a hobby sport that needs lots of participants to make good tracks a viable business, in my opinion.
It’s not to expensive for me, but I’m a life long moto guy, not just getting into it on a whim. But still I ride my mtb waaaaaaaay more because it’s cheap and just as fun. And mainly there are just more places to ride.
FYI on a couple of things in this post:
First of all, the AMA has a program to insure tracks that are willing to follow the rules regarding who is on the track together and have minimal medical personnel on site. What we can't do is put our insurance program on the line for tracks that allow minibikes on the track at the same time as big bikes and have no flaggers or medical staff on site. We are working with quite a few states to establish inherent risk laws for motorsports. Even in states where they have passed, allowing kids and adults on the track at the same time is generally considered gross negligence, which is not protected under those laws.
Also, every AMA member has voting rights to elect their local AMA Board of Directors members. Not a penny is spent that isn't approved by the BOD. AMA members staff competitions and they make all of the rule changes to the rulebook which are also approved by the AMA BOD. So, in actuality, you do have a vote on how things work at the AMA.
All of the areas which have active districts already have the structure you are proposing including discipline chairpersons and executive level positions that are voted on by the districts.
Quite true. This season for AMA amateur MX, everyone is required to wear a chest protector, youth or adult. Also, any practice attached to a AMA sanctioned must follow all the rules in the AMA rulebook, and must have EMS on site whenever riders are on track. The AMA has nothing to do with people who put on unsanctioned races or practices. More often than not, those are the events where you see kids on track with adults, unnecseeary hazards on or around the course, etc...
Anyone who wants to complain about what the AMA doesn't do should look at their own riding/racing history. How many AMA events have they been to? How many unsanctioned events have they been to? Are they an AMA member? Anyone who wants to make it better can and should refuse to attend unsanctioned events. Problem is, it's easier to complain than it is to take action. It's cheaper too. "But muh $45....derrrr!"
The ama is complicit in plenty of this. But sure try to make it black or white I guess…
The AMA has been at the forefront of motorcycle lobbying for my entire life and the AMA has failed. Pinning public policy failures and insurance carriers backing out on a local track that might clear $300k in total revenue for an entire year is a ridiculous way to explain why our sport is in its current predicament. How many lawsuits would have been prevented by the chest protector regulation the AMA has? You know, the one they just put into place like 6 months ago... I agree that having kids on track with adults isn't a great idea, but I honestly haven't seen that happen for a really long time. I'm also in agreement that there should be EMS with an ambulance at any event, but I really don't see that that has to do with the AMA....
Throw out the crashes and insurance stuff regarding the ama and just look at it from the amateur racing. Nobody wants to go to an amateur race and sit around all day. They seriously can’t think of any way to make it better? 755 classes with 3 riders in each class?? Who is that fun for?
Who wants to line up with 3 other people and have nobody your speed to battle with.
does the ama have anything to do with the classes and formats offered in the ama sanctioned races?
Wow, no one has ever said this before. Here. A million times.
Let's look at Southern California motocross during its peak years, around 1979, when you could race at two different tracks in the same weekend.
Its Economics:
That's just the basics to get to the races. I haven't even included riding gear, a trailer, camping expenses, race entry fees, parts, or maintenance.
BUT I don't want to be disingenuous. maintenance electrician working for a public utility earned about $10 per hour in 1979, which translates to roughly $46 per hour today. That's not far from what electricians earn now.
Here's why: Wages have generally stayed up with inflation, but racing, bikes and how we get to the track hasn't. This is why racing has left us far behind. Then there is track insurance, housing development and "white liberal women."
I'm not entirely sure what your point is. I'm talking about public policy failures regarding continued civil liability issues and the associated problems with securing insurance as being a driving factor behind the decline of the sport. The AMA is also going to have to contend with expanding suburbia and the issues that go along with housing developments being built near established tracks. New homeowners won't care that the track was already there and the Courts may not either. MX is easily considered a nuisance and it doesn't always matter if you were there first. I've not seen the AMA address these issues in a meaningful way. Tracks are closing quickly and new ones are not opening. Few places to ride will mean fewer riders when its all said and done.
As for classes, yes, there are a lot of them out there, but local promoters generally combine classes for a semi-full gate. Race order and combining of classes isn't something that the AMA involves itself in so I wouldn't put that on them. I don't often see a gate-drop with three people unless it's quads or a low turnout day for 65s or something.
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