Thank you Donald!

Dudley
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Denver, CO, USA
2/16/2026 6:58am
Dudley wrote:
I was happy until I saw an article that companies are raising prices again due to health insurance premium costs, tarrifs, and higher wages 😣 I...

I was happy until I saw an article that companies are raising prices again due to health insurance premium costs, tarrifs, and higher wages 😣 I swear every raise I’ve gotten in last 20 years was directly followed by increase in health insurance. 

Wait and till you get on SS. Every raise my wife got was followed by a raise in health care. 

Can’t wait 😣 that SS payment I’m going to get by the time I get there might pay my utility bill 🙂 

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skeef
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2/16/2026 7:18am

If you're getting money back you're giving the government too much... 

 

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Kenny Banyan
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2/16/2026 9:00am Edited Date/Time 2/16/2026 11:09am
skeef wrote:

If you're getting money back you're giving the government too much... 

 

I’d much rather play it safe and get money back than have to pay. I have always thought of it as a savings account.

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OriginMX
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2/16/2026 10:12am

Are you guys talking about hundreds of billions saved like trump or hundreds of dollars?

 

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The Shop

Kenny Banyan
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2/16/2026 10:30am
OriginMX wrote:

Are you guys talking about hundreds of billions saved like trump or hundreds of dollars?

 

I’m talking about income tax returns.

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Falcon
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Menifee, CA, USA
2/16/2026 10:50am

I haven't done my taxes yet for 2025, but I did pay mortgage interest for the first time in a long time, so I expect I'll get a bigger refund just because of that. It's really going to cloud the issue this year for me. 

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OriginMX
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2/16/2026 10:57am Edited Date/Time 2/16/2026 11:00am

If you earn under 50k claim tax exempt. You will never be audited. 

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sumdood
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Fantasy
2/16/2026 12:27pm
OriginMX wrote:

If you earn under 50k claim tax exempt. You will never be audited. 

Been working for 25 years right ? 

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skeef
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Fantasy
2/16/2026 1:46pm Edited Date/Time 2/16/2026 1:47pm
skeef wrote:

If you're getting money back you're giving the government too much... 

 

I’d much rather play it safe and get money back than have to pay. I have always thought of it as a savings account.

You don't want to owe the government anything and you don't want them to owe you. Both are equally important.

While this may be a personal preference for you, It hurts you financially. You're giving the government an interest free loan with YOUR money.. Money you could have invested or earned interest on throughout the year. 

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Kenny Banyan
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2/16/2026 1:59pm Edited Date/Time 2/16/2026 4:08pm
skeef wrote:

If you're getting money back you're giving the government too much... 

 

I’d much rather play it safe and get money back than have to pay. I have always thought of it as a savings account.

skeef wrote:
You don't want to owe the government anything and you don't want them to owe you. Both are equally important.While this may be a personal preference...

You don't want to owe the government anything and you don't want them to owe you. Both are equally important.

While this may be a personal preference for you, It hurts you financially. You're giving the government an interest free loan with YOUR money.. Money you could have invested or earned interest on throughout the year. 

Technically you are absolutely correct. But to be honest , a few grand spread out over X amount of paychecks isn’t that noticeable and I’d probably buy pizza and stuff like that. This way it’s outta sight outta mind and when tax time rolls around the wife and I get a little bump. 👍🏻

skeef
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USA
Fantasy
2/16/2026 2:04pm

I’d much rather play it safe and get money back than have to pay. I have always thought of it as a savings account.

skeef wrote:
You don't want to owe the government anything and you don't want them to owe you. Both are equally important.While this may be a personal preference...

You don't want to owe the government anything and you don't want them to owe you. Both are equally important.

While this may be a personal preference for you, It hurts you financially. You're giving the government an interest free loan with YOUR money.. Money you could have invested or earned interest on throughout the year. 

Technically you are absolutely correct. But to be honest , a few grand spread out over X amount of paychecks isn’t that noticeable and I’d probably...

Technically you are absolutely correct. But to be honest , a few grand spread out over X amount of paychecks isn’t that noticeable and I’d probably buy pizza and stuff like that. This way it’s outta sight outta mind and when tax time rolls around the wife and I get a little bump. 👍🏻

Fair enough. If that extra money per paycheck would just get absorbed into everyday spending rather than saved or invested, I can't argue with that.

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OriginMX
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Location
MADISON, WI, USA
2/16/2026 2:08pm
OriginMX wrote:

If you earn under 50k claim tax exempt. You will never be audited. 

sumdood wrote:

Been working for 25 years right ? 

Yes sir

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byke
Posts
3094
Joined
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Location
Auburn, CA, USA
2/16/2026 4:14pm
OriginMX wrote:

If you earn under 50k claim tax exempt. You will never be audited. 

sumdood wrote:

Been working for 25 years right ? 

OriginMX wrote:

Yes sir

And just never file? 

Single earner?

Kenny Banyan
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4585
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Seattle, WA, USA
2/16/2026 4:23pm
skeef wrote:
You don't want to owe the government anything and you don't want them to owe you. Both are equally important.While this may be a personal preference...

You don't want to owe the government anything and you don't want them to owe you. Both are equally important.

While this may be a personal preference for you, It hurts you financially. You're giving the government an interest free loan with YOUR money.. Money you could have invested or earned interest on throughout the year. 

Technically you are absolutely correct. But to be honest , a few grand spread out over X amount of paychecks isn’t that noticeable and I’d probably...

Technically you are absolutely correct. But to be honest , a few grand spread out over X amount of paychecks isn’t that noticeable and I’d probably buy pizza and stuff like that. This way it’s outta sight outta mind and when tax time rolls around the wife and I get a little bump. 👍🏻

skeef wrote:

Fair enough. If that extra money per paycheck would just get absorbed into everyday spending rather than saved or invested, I can't argue with that.

Thank you….. don’t get me wrong, the wife and I save and we have a few investments and are sitting nicely. About 3 months ago we sat with a financial advisor, he looked over our financial situation and told us on a scale from one to ten with one being the best (which I thought was strange 🤪) he said we were a one. We’re not loaded by any means, it’s not like that, but we’ll be comfortable when I finally throw in the towel and get on SS.

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borg
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Location
Long Beach, CA, USA
2/16/2026 4:32pm
OriginMX wrote:

If you earn under 50k claim tax exempt. You will never be audited. 

I would like to hear a bit more about this. I don't quite understand. Are you referring to w4 withholding?

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