SIVB

hard2kill
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3/13/2023 9:21am

"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning." Henry Ford.

 

People starting to get it slowly?

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3/13/2023 9:30am

And yet your whole article does not say anything about they actually were having funds sent TO SVB until they had issues with SVB services AND THEN instructed for funds to be moved FROM SVB.

A little bit of selective transparency on the information?

And while I don't know the details, this information was from Yahoo news, not exactly an outlet that would be protecting PT

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3/13/2023 9:33am
hard2kill wrote:
"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would...

"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning." Henry Ford.

 

People starting to get it slowly?

Well, a dollar only has a value because we believe it has a value. It legitimately is just a piece of paper that we believe has a value. Once that belief wanes we are in a lot of trouble.

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early
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9782
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University Heights, OH US
3/13/2023 9:44am
ToolMaker wrote:
And yet your whole article does not say anything about they actually were having funds sent TO SVB until they had issues with SVB services AND...

And yet your whole article does not say anything about they actually were having funds sent TO SVB until they had issues with SVB services AND THEN instructed for funds to be moved FROM SVB.

A little bit of selective transparency on the information?

And while I don't know the details, this information was from Yahoo news, not exactly an outlet that would be protecting PT

Was it this article? It doesn't say the FF was sending funds to prop up the bank, it says they were asking for investment deposits for their portfolio companies.

https://finance.yahoo.com/news/peter-thiels-founders-fund-got-114055626…

The venture capital group had been engaging in a "capital call" — where it asked investment partners to send funds to invest in a company  — by transferring funds to its Silicon Valley Bank account. However, the funds didn't immediately go through as expected.

The Shop

3/13/2023 9:51am
ToolMaker wrote:
And yet your whole article does not say anything about they actually were having funds sent TO SVB until they had issues with SVB services AND...

And yet your whole article does not say anything about they actually were having funds sent TO SVB until they had issues with SVB services AND THEN instructed for funds to be moved FROM SVB.

A little bit of selective transparency on the information?

And while I don't know the details, this information was from Yahoo news, not exactly an outlet that would be protecting PT

early wrote:
Was it this article? It doesn't say the FF was sending funds to prop up the bank, it says they were asking for investment deposits for...

Was it this article? It doesn't say the FF was sending funds to prop up the bank, it says they were asking for investment deposits for their portfolio companies.

https://finance.yahoo.com/news/peter-thiels-founders-fund-got-114055626…

The venture capital group had been engaging in a "capital call" — where it asked investment partners to send funds to invest in a company  — by transferring funds to its Silicon Valley Bank account. However, the funds didn't immediately go through as expected.

What? It's PT's responsibility to look after the bank? Sounds like they were still trying to do normal banking

at SVB as late as Thursday. And yes I read it the same way, PT wasn't trying to "prop up the bank", just trying to

do normal business. Hardly trying to start a run on the bank like you implied.

early
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9782
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3/13/2023 9:58am Edited Date/Time 3/13/2023 9:59am

Is $42 billion of withdrawals in 1 day alot? My checks usually have a couple less zeros. 

I was listening to a Twitter space with Jason Calacanis last night and he outlined the whole thing. 

The fundamentals may say that was the right thing to do but it undoubtedly made the situation worse given the ultra short timeline.

I must have misinterpreted you on the deposits.

https://www.google.com/amp/s/fortune.com/2023/03/11/silicon-valley-bank…

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early
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9782
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3/13/2023 10:01am

Let's be real though, guys like Peter Thiel and these other major VC players weren't regular customers of this bank. They had a cozy relationship.

TeamGreen
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3/13/2023 10:06am
early wrote:

Let's be real though, guys like Peter Thiel and these other major VC players weren't regular customers of this bank. They had a cozy relationship.

Cozy…until it was unproductive or unprofitable 

1
early
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9782
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3/13/2023 10:25am
early wrote:

Let's be real though, guys like Peter Thiel and these other major VC players weren't regular customers of this bank. They had a cozy relationship.

TeamGreen wrote:

Cozy…until it was unproductive or unprofitable 

This is why the "Woke Bank" narrative is BS.

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jchek779
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3/13/2023 11:07am
early wrote:

Look at my other posts in this thread. 

Do you know what happened Thursday?

I have read your posts and appreciate the updates on the situation.

 

I disagree with your statement inferring that PT started the bank run.  

The bank run was started by SVB  failing to perform as a proper steward of OPM and conducting business in a manner that leads to depositors losing confidence and faith in the system and/or the institution.   Deciding that  funds are safer elsewhere and repositioning them is a result, not a cause.

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TeamGreen
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3/13/2023 11:14am
early wrote:

Let's be real though, guys like Peter Thiel and these other major VC players weren't regular customers of this bank. They had a cozy relationship.

TeamGreen wrote:

Cozy…until it was unproductive or unprofitable 

early wrote:

This is why the "Woke Bank" narrative is BS.

There’s an ongoing argument about what the Chief Risk Officer was doing when it comes to doing her actual fucking job or being The Woke Police; because, there are those…even in Silicon Valley saying she did one and not the other. Her roll as CFO certainly looks “token” from here. 

Also, there is quite a shit storm going on over all this ESG shit and banks applying it TO THIER CLIENT BASE. Which, there’s reporting going on that SVB was very douchey that way…which would certainly fuel the “Go Woke, Go Broke” discussion, wouldn’t it? 

So, that argument still plays. 

To your argument, what turns out to be true versus the obvious is going to be epic. 

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early
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9782
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3/13/2023 11:48am
TeamGreen wrote:
There’s an ongoing argument about what the Chief Risk Officer was doing when it comes to doing her actual fucking job or being The Woke Police...

There’s an ongoing argument about what the Chief Risk Officer was doing when it comes to doing her actual fucking job or being The Woke Police; because, there are those…even in Silicon Valley saying she did one and not the other. Her roll as CFO certainly looks “token” from here. 

Also, there is quite a shit storm going on over all this ESG shit and banks applying it TO THIER CLIENT BASE. Which, there’s reporting going on that SVB was very douchey that way…which would certainly fuel the “Go Woke, Go Broke” discussion, wouldn’t it? 

So, that argument still plays. 

To your argument, what turns out to be true versus the obvious is going to be epic. 

Why did Libertarian Jesus tell his Apostles to keep all that money in a "woke bank"? Actions speak louder than corporate web bios.

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early
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9782
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3/13/2023 11:50am
jchek779 wrote:
I have read your posts and appreciate the updates on the situation.   I disagree with your statement inferring that PT started the bank run.   The...

I have read your posts and appreciate the updates on the situation.

 

I disagree with your statement inferring that PT started the bank run.  

The bank run was started by SVB  failing to perform as a proper steward of OPM and conducting business in a manner that leads to depositors losing confidence and faith in the system and/or the institution.   Deciding that  funds are safer elsewhere and repositioning them is a result, not a cause.

I'm not excusing the bank, not by a longshot, but you can't deny that a small number of very influential people initiated massive withdrawls on Thursday.

2
TeamGreen
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3/13/2023 11:51am Edited Date/Time 3/13/2023 11:51am
TeamGreen wrote:
There’s an ongoing argument about what the Chief Risk Officer was doing when it comes to doing her actual fucking job or being The Woke Police...

There’s an ongoing argument about what the Chief Risk Officer was doing when it comes to doing her actual fucking job or being The Woke Police; because, there are those…even in Silicon Valley saying she did one and not the other. Her roll as CFO certainly looks “token” from here. 

Also, there is quite a shit storm going on over all this ESG shit and banks applying it TO THIER CLIENT BASE. Which, there’s reporting going on that SVB was very douchey that way…which would certainly fuel the “Go Woke, Go Broke” discussion, wouldn’t it? 

So, that argument still plays. 

To your argument, what turns out to be true versus the obvious is going to be epic. 

early wrote:

Why did Libertarian Jesus tell his Apostles to keep all that money in a "woke bank"? Actions speak louder than corporate web bios.

You got me at Libertarian Jesus😂

Hi 5! 🖐🏼

3/13/2023 1:20pm Edited Date/Time 3/13/2023 1:22pm

so basically this...

bank 0.jpg?VersionId=j3nqLpVH3gI

 

I assume PT had money there since its a bank that deals with ultra wealthy accounts, that is their clientele.   If i was a billionaire and caught wind that the bank was in trouble, you can be sure i would be pulling my money out and putting it somewhere else.  So now we want to paint PT as the problem?

I dont give a rats ass about PT one way or the other, but its not his fault the bank had bad investments and didnt hedge their risk.

the only reason i give a shit about it at all is that they will be bailed out in one form or another because of who they are... if it were average joe's accounts, they would get the shaft.

 

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3/13/2023 1:32pm

Libertarian Jesus, LOL.  I like that.

 

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3/13/2023 2:29pm
early wrote:

Let's be real though, guys like Peter Thiel and these other major VC players weren't regular customers of this bank. They had a cozy relationship.

TeamGreen wrote:

Cozy…until it was unproductive or unprofitable 

early wrote:

This is why the "Woke Bank" narrative is BS.

Well, there is always the point of view that "the woke" attitude got them the clientele that one person withdrawaling their funds can ruin them.

Maybe, had they been dealing with 1,000,000 people with $100 each vs 100 people with $1,000,000 the outcome is different. But they played in a different sand box.

1
3/13/2023 2:33pm
jchek779 wrote:
I have read your posts and appreciate the updates on the situation.   I disagree with your statement inferring that PT started the bank run.   The...

I have read your posts and appreciate the updates on the situation.

 

I disagree with your statement inferring that PT started the bank run.  

The bank run was started by SVB  failing to perform as a proper steward of OPM and conducting business in a manner that leads to depositors losing confidence and faith in the system and/or the institution.   Deciding that  funds are safer elsewhere and repositioning them is a result, not a cause.

early wrote:

I'm not excusing the bank, not by a longshot, but you can't deny that a small number of very influential people initiated massive withdrawls on Thursday.

What's your point? The super rich influence everything. Why should this be new news?

TM

1
3/13/2023 2:35pm

Libertarian Jesus, LOL.  I like that.

 

C'mon man, wasn't he a carpenter? Had to be in the union to get any work.

jeffro503
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St Helens, OR US
3/13/2023 3:06pm

I can't pretend to even know what's happening , but it sounds like shit is definitely hitting the fan. Feel bad for all the people who invested and are losing their ass right now. Can't even imagine having 2 - 3 million in retirement savings , that's only worth $250,000 now. Ruining lives right and left.

hard2kill
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Location
Flag Pond, TN US
3/13/2023 3:16pm
hard2kill wrote:
"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would...

"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning." Henry Ford.

 

People starting to get it slowly?

ToolMaker wrote:
Well, a dollar only has a value because we believe it has a value. It legitimately is just a piece of paper that we believe has...

Well, a dollar only has a value because we believe it has a value. It legitimately is just a piece of paper that we believe has a value. Once that belief wanes we are in a lot of trouble.

Yes true, but sadly the problem is much deeper than that. I recommend the book below if you have the time if not a 5 min. excerpt starting at the10:40 mark begins to scratch the surface. 

 

https://youtu.be/pRueZb_gR38?t=635

early
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9782
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University Heights, OH US
3/13/2023 3:27pm
jchek779 wrote:
I have read your posts and appreciate the updates on the situation.   I disagree with your statement inferring that PT started the bank run.   The...

I have read your posts and appreciate the updates on the situation.

 

I disagree with your statement inferring that PT started the bank run.  

The bank run was started by SVB  failing to perform as a proper steward of OPM and conducting business in a manner that leads to depositors losing confidence and faith in the system and/or the institution.   Deciding that  funds are safer elsewhere and repositioning them is a result, not a cause.

early wrote:

I'm not excusing the bank, not by a longshot, but you can't deny that a small number of very influential people initiated massive withdrawls on Thursday.

ToolMaker wrote:

What's your point? The super rich influence everything. Why should this be new news?

TM

The bank wouldn't have failed over a weekend if a couple guys didn't make some calls to pull $40 billion out. Would it have failed anyway? Maybe. 

The whole thing is BS. There should be separate deposit insurance people and companies buy if they have over the 250k fdic limit. Even if that limit is raised to 400 or 500. Government shouldn't be on the hook for this, it's gonna be hidden under bank fees and not "taxpayer money".

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jchek779
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3/13/2023 3:39pm
early wrote:

Why did Libertarian Jesus tell his Apostles to keep all that money in a "woke bank"? Actions speak louder than corporate web bios.

He may have had his focus on running his Roth like a hedge fund and growing it tax free to $25B (all within the rules and within the system as it sits) . I'd say that action speaks pretty loud.

To answer your question directly though, who knows.  He's made a lot of money in VC and SVB was "the bank"

I can't say I've ever spent time looking over my banks shoulders.

It'll be interesting to see how undercapitalized the fucksticks in Washington DC are going to be heading into 2024 without the absurd valuations coming out of Silicon Valley....

 

Hat tip to "Libertarian Jesus" - that was good stuff. 

jchek779
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3/13/2023 3:49pm
early wrote:
The bank wouldn't have failed over a weekend if a couple guys didn't make some calls to pull $40 billion out. Would it have failed anyway...

The bank wouldn't have failed over a weekend if a couple guys didn't make some calls to pull $40 billion out. Would it have failed anyway? Maybe. 

The whole thing is BS. There should be separate deposit insurance people and companies buy if they have over the 250k fdic limit. Even if that limit is raised to 400 or 500. Government shouldn't be on the hook for this, it's gonna be hidden under bank fees and not "taxpayer money".

Here's the two scenarios to juxtapose -

1. We the People bail out SVB and the next few dominos to fail...I mean fall. We socialize losses again and set the standard that we'll accept this type of activity.

2. We the People refuse to bail out SVB and the next few dominoes to fall....which means a ripple through local, community, and regional banks.  This ultimately leads to further consolidation within the big banks deemed "systemically important"  (SIBs). 

This, I believe, is what the Global Elite dickbags of the WEF ultimately want.  A further concentration of power - If you don't play by the rules (think ESG....) you don't have access to capital.  This ends up with a global digital currency, zero sovereignty, and then they have even more power over you.

If you run a small business, this is really not good.  The local and regional banks are the lifeblood to local businesses.

 

Second hat tip - thanks for conversing in this thread like an adult.  We're all on the same team here.

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early
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9782
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3/13/2023 3:59pm

I fully get the reason to prevent contagion, hopefully that happens. It's the fact that this bank's regulations were loosened in 2018 and there isn't a better independent mechanism for protecting high value accounts. 

Yeah you don't look over your banks shoulder but Thiel is so deep in anti-woke anti-esg anti-dei he spent millions of his own money to get my anti-all that senator elected. You could probably still find his DNA stuck in JD's beard.

TeamGreen
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3/13/2023 4:19pm Edited Date/Time 3/13/2023 4:19pm

So, Biden and Yellen say that their gonna take care of the deposits BEYOND the FDIC cap…

And…it’s not gonna cost the taxpayers anything. Laughing

Where’s all this “magic money” coming from and what what happens when it runs out? 🤨

6
AZ35
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Peoria, AZ US
Fantasy
3/13/2023 6:09pm
TeamGreen wrote:
So, Biden and Yellen say that their gonna take care of the deposits BEYOND the FDIC cap… And…it’s not gonna cost the taxpayers anything.  Where’s all...

So, Biden and Yellen say that their gonna take care of the deposits BEYOND the FDIC cap…

And…it’s not gonna cost the taxpayers anything. Laughing

Where’s all this “magic money” coming from and what what happens when it runs out? 🤨

You can bet if the bank that failed was in Texas (or any other middle America state) they would not be bailing out the depositors who had money over the $250k insured limits.

 

But SVB was all tech money, no one funds Dem politicians like the tech industry hot shots. So this bail out is basically the Dems funding their future campaign contributions and PAC funds.

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vetmxr
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3/13/2023 7:16pm
TeamGreen wrote:
So, Biden and Yellen say that their gonna take care of the deposits BEYOND the FDIC cap… And…it’s not gonna cost the taxpayers anything.  Where’s all...

So, Biden and Yellen say that their gonna take care of the deposits BEYOND the FDIC cap…

And…it’s not gonna cost the taxpayers anything. Laughing

Where’s all this “magic money” coming from and what what happens when it runs out? 🤨

AZ35 wrote:
You can bet if the bank that failed was in Texas (or any other middle America state) they would not be bailing out the depositors who...

You can bet if the bank that failed was in Texas (or any other middle America state) they would not be bailing out the depositors who had money over the $250k insured limits.

 

But SVB was all tech money, no one funds Dem politicians like the tech industry hot shots. So this bail out is basically the Dems funding their future campaign contributions and PAC funds.

I'm sure the republicans are getting their pens in order.......soon there will be some strongly worded letters sent out, right before nothing happens and the tax payers bail out these crooks and this whole things is swept under the rug.......much to the super outrage and slamming of the fists of said republicans......

 

   Why is there NO ONE representing me????? Anywhere....Am I the only one here????  And you wonder why we follow DJT....who the fuck else do we look to??????  I see no others fighting for me....only seemingly against me....

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jchek779
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3/13/2023 8:08pm
early wrote:
I fully get the reason to prevent contagion, hopefully that happens. It's the fact that this bank's regulations were loosened in 2018 and there isn't a...

I fully get the reason to prevent contagion, hopefully that happens. It's the fact that this bank's regulations were loosened in 2018 and there isn't a better independent mechanism for protecting high value accounts. 

Yeah you don't look over your banks shoulder but Thiel is so deep in anti-woke anti-esg anti-dei he spent millions of his own money to get my anti-all that senator elected. You could probably still find his DNA stuck in JD's beard.

I know where you're going with the 2018 regulations but I don't think that was it.  I believe it had more to do with SVBs US T bond portfolio underwater, in big part due to the aggressive rate hikes over the last 9 months.

 

Those assholes knew what would happen when they dumped that much money into the market. They could have eased off the gas.

Raising rates while still printing trillions of dollars only squeezes the middle class harder and stifles producing people. 

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