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They don't tell you this. Everyone feels they are insured.
The kicker is, it doesn't specifically say baseball, football, or even riding a mountain bike is covered. Mountain biking could be considered extreme. I mean, they go WAY BIGGER than even Supercross guys. (Google Red bull rampage)
This would be determined by the adjuster when they are billed.
So basically, you're fucked. In Canada, or any other country similar, you're covered.
Until America realizes health insurance has zero to do with health care, it will never change.
Most don't know this shit because they never leave the fuckin house.
This is why many here are forced to file bankruptcy over medical because they are basically uninsured. And most don't know it until they refuse to pay.
Another kicker, those on Welfare or VA basically have the same coverage as Canada. No deductables, no bills, no anything.
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