AFFORDABLE CARE ACT

LLOYD22
Posts
591
Joined
4/1/2008
Location
Scranton, IA, USA
Edited Date/Time 11/3/2013 3:32pm
So after dropping my insurance through work a few years ago because the constant increases (386.00 a month) for a single healthy guy. I finally got some quotes on this obamacare and looks like i will save a ton on money each month, i wont qualify for any help but i can get it for 210 a month (silver plan) 186.00 for (bronze plan) which is nearly half of what a HSA through my work charges.... Really the only need for insurance for me is if i get into a major accident as i have never been to the doctor in 4 years for anything else as i recall. As i dont want insurance at all maybe its a good thing we are being forced to buy it so if something does happen im covered....
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vet323
Posts
3606
Joined
7/31/2010
Location
Lead, SD, USA
10/24/2013 11:10am
LLOYD22 wrote:
So after dropping my insurance through work a few years ago because the constant increases (386.00 a month) for a single healthy guy. I finally got...
So after dropping my insurance through work a few years ago because the constant increases (386.00 a month) for a single healthy guy. I finally got some quotes on this obamacare and looks like i will save a ton on money each month, i wont qualify for any help but i can get it for 210 a month (silver plan) 186.00 for (bronze plan) which is nearly half of what a HSA through my work charges.... Really the only need for insurance for me is if i get into a major accident as i have never been to the doctor in 4 years for anything else as i recall. As i dont want insurance at all maybe its a good thing we are being forced to buy it so if something does happen im covered....
So you are all signed up, then?
newmann
Posts
24438
Joined
4/1/2008
Location
USA
10/24/2013 11:11am
Ours skyrocketed a few years back when all the obammycare started getting into full hype mode. In process of changing agents but sticking with Blue Cross and seem to be getting a decent reduction in premiums. Damn thieves.....
LLOYD22
Posts
591
Joined
4/1/2008
Location
Scranton, IA, USA
10/24/2013 11:22am
no net yet, i have until march 2014 to get signed up.
Kmid514
Posts
241
Joined
2/28/2010
Location
USA
10/24/2013 11:26am
What if it's a glitch? Buy now?

The Shop

LLOYD22
Posts
591
Joined
4/1/2008
Location
Scranton, IA, USA
10/24/2013 11:27am
as far as coverages etc im not up to date on what it covers but really the only reason i need it is a major accident or sickness etc.
bana0401
Posts
220
Joined
8/10/2009
Location
Central, MN, USA
10/24/2013 5:15pm Edited Date/Time 10/24/2013 5:20pm
calling bullshit on this one.

I tried to signup, it wouldn't let me.
vet323
Posts
3606
Joined
7/31/2010
Location
Lead, SD, USA
10/24/2013 5:23pm
bana0401 wrote:
calling bullshit on this one.

I tried to signup, it wouldn't let me.
Oh, Lloyd didn't sign up either.
musmanni
Posts
282
Joined
1/2/2012
Location
CR
10/25/2013 11:40am Edited Date/Time 10/25/2013 11:40am
Just enrolled for next years health coverage.

Full health, dental, vision and life ins of 10X my salary for $114 per pay period (24 pay periods in a year). For me and the spouse.
jtomasik
Posts
12895
Joined
8/17/2006
Location
Golden, CO, USA
11/1/2013 7:26am
Our company just found out that our healthcare plan is assumed to not meet ACA criteria for 2015, so we have to seek another plan.


Awesome.
Sandberm
Posts
5845
Joined
3/27/2009
Location
Pasco, WA, USA
11/1/2013 7:56am
jtomasik wrote:
Our company just found out that our healthcare plan is assumed to not meet ACA criteria for 2015, so we have to seek another plan.


Awesome.
For 2015? Did you mean 2014?

If you meant 2015, why are you dealing with that now?
jtomasik
Posts
12895
Joined
8/17/2006
Location
Golden, CO, USA
11/1/2013 8:05am
For 2015. Just got notified of it by the head of human resources. She's laughing at this whole mess.
Titan1
Posts
9429
Joined
2/3/2010
Location
Lehi, UT, USA
11/1/2013 9:53am
I'm so fed up with that stupid website I can't even stand it. I've gotten ALMOST finished with the application 4 times now-all the way down to the "additional info" section right before the "review and sign" (most recently, just now), only to have the site freeze up, and I have to start over.
Titan1
Posts
9429
Joined
2/3/2010
Location
Lehi, UT, USA
11/1/2013 9:59am
So, I decided to call the customer service number on the market place to see if they can help me figure out the stupid website...and the lady picks up the phone...and then I hear "oh no"..."I'm sorry sir, but I just locked myself out of my computer"..."you're going to have to hang up and call back to be routed to another customer service rep"....I say "you're kidding right?"...she says "I'm not, I'm sorry."...So I say "can't you get your manager to unlock your computer for you?"...she says "No, I can't...it's stuck, you are going to have to hang up and call back."...

LOL...this is beyond pathetic.
philG
Posts
11055
Joined
5/12/2012
Location
GB
11/1/2013 10:45am
i am seeing a lot of problems with the ACA , but i am wondering how much you guys actually get taxed..

our healthcare here is free, funded through our taxes, you CAN pay for private health care which means you can bypass the free stuff if you want , but for us , its percieved as zero cost.

Why dont they just cut the whole deal back , and raise the money through taxes , instead of the whole insurance scam route.
Titan1
Posts
9429
Joined
2/3/2010
Location
Lehi, UT, USA
11/1/2013 10:50am
philG wrote:
i am seeing a lot of problems with the ACA , but i am wondering how much you guys actually get taxed.. our healthcare here is...
i am seeing a lot of problems with the ACA , but i am wondering how much you guys actually get taxed..

our healthcare here is free, funded through our taxes, you CAN pay for private health care which means you can bypass the free stuff if you want , but for us , its percieved as zero cost.

Why dont they just cut the whole deal back , and raise the money through taxes , instead of the whole insurance scam route.
"our healthcare here is free, funded through our taxes, you CAN pay for private health care which means you can bypass the free stuff if you want , but for us , its percieved as zero cost."

LOL
jtomasik
Posts
12895
Joined
8/17/2006
Location
Golden, CO, USA
11/1/2013 10:53am
Are you talking about the same private insurance industry that the left just mandated we must buy into? Gotcha.

You big party dolts are like the guy who says McDonalds is bad for you, so he instead eats at Burger King. Smart.
IWreckALot
Posts
8677
Joined
3/12/2011
Location
Fort Worth, TX, USA
11/1/2013 10:57am
So it made most sense to the left to merge the worst parts of what the left and right want and provided us the fiasco we're in now? There were MANY options to make the health care system better than it was, and they only made it worse. . .

I'm on board to split the country into two different sides, conservative and liberals. We'll see which side keeps afloat and which side sinks.
philG
Posts
11055
Joined
5/12/2012
Location
GB
11/1/2013 11:28am
So what do you guys who race have to pay ?? do they load you being a racer?
vet323
Posts
3606
Joined
7/31/2010
Location
Lead, SD, USA
11/1/2013 11:33am Edited Date/Time 11/1/2013 11:33am
Bullshit again.

You are saying that this "plan" was a compromise? Between who, exactly? A compromise between the party that wrote and voted for it and the party that didn't write it and didn't cast a single vote for it?

You left out the "Best and Brightest" line.
Brad460
Posts
4489
Joined
5/15/2012
Location
Richfield, WI, USA
Fantasy
11/1/2013 11:47am
Where you one of the six people who signed up the first day?
philG
Posts
11055
Joined
5/12/2012
Location
GB
11/1/2013 11:53am
i just watched Sibelius get asked why single guys have to buy a policy with maternity cover... what a crock.
TeamGreen
Posts
37192
Joined
11/25/2008
Location
Thru-out, CA, USA
11/1/2013 1:11pm
The Affirdable Care Act is NEITHER
vet323
Posts
3606
Joined
7/31/2010
Location
Lead, SD, USA
11/1/2013 1:43pm
I wish you would quit pretending your guy came up with a realistic solution.
vet323
Posts
3606
Joined
7/31/2010
Location
Lead, SD, USA
11/1/2013 1:57pm
Allowing insurance companies to sell across state lines and implementing nationwide a catastrophic care policy that could be sold anywhere by many different carriers (and guaranteed coverage regardless of pre-existing conditions).
vet323
Posts
3606
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7/31/2010
Location
Lead, SD, USA
11/1/2013 3:45pm
What do you mean?

The stuff I proposed are to address insurance costs, that's all. Lowering the cost of insurance would add people to the column of "People Who Have Insurance". I wouldn't force people to buy anything and I sure wouldn't force them to be dropped from the plans they already have.
vet323
Posts
3606
Joined
7/31/2010
Location
Lead, SD, USA
11/1/2013 4:11pm
Allowing you to buy insurance across state lines benefits YOU, but penalizes your neighbor doesn't it?


WTF?

Just exactly what have you proposed to address costs? The idea is to provide coverage for those who don't have it now.

Allowing a competitive nationwide marketplace for insurance would lower costs over the 50-state mini-markets we have had up to now. How do you figure anyone's cost going UP because their insurance carrier suddenly has access to a larger pool of customers?

Just requiring insurers to accept pre-existng conditions won't do it btw. In fact, that rule has existed for some time, assuming you never let your coverage lapse.

I thought you made a big deal about the ACA forcing insurance carriers to cover pre-existing conditions? And now you tell us they already did?

Those people being dropped? The overwhelming majority will drop their own plans every year or two anyway. It's yet another of these non issues that are being blown into a big deal by a small but vocal group that sit around waiting for anything to pounce on.

Fact-free opinion, again.


You know, oldfart-I would tell you to think for yourself, but we both know you can't do that, don't we.
vet323
Posts
3606
Joined
7/31/2010
Location
Lead, SD, USA
11/1/2013 4:48pm
You live in a low population state, it's obvious you see that as a reason for your higher than average rates and think that spreading that around will lower costs. What it will do is allow you to join a larger pool, that's what you're trying to do. While those in states that have large pools now will pay the price for that.


Populous states have insurance carriers that can't sell across state lines, too. Having 50 different insurance commissions mandating products that they deem acceptable limits competition and makes health insurance too complicated-that adds costs.

So adding more people lowers costs? Is that your theory?

Not just my theory-it was also the justification for the ACA, wasn't it?

But then you want to force them to accept people with pre-existing conditions, yes? So will those people with pre-existing conditions pay more under your plan? How about lifetime caps? Does your plan address those too? Preventative care? How about women, do they pay more under the Vet323 plan?


You think your plan addresses all of those things, right? But it still supposedly saves us money and lowers the debt?

It's more than opinion that people drop their self purchased plans every year or two, it's a fact.

People "dropping their self purchased plans" isn't the problem, it's people "having their self-purchased plans taken from them" that is the issue.
tunedlength
Posts
2782
Joined
12/9/2006
Location
Ontario, CA, USA
11/1/2013 6:15pm
So OF (compared to the health insurance rate percentage increase for the last three years)
A.will rates drop in the next three years?
B.Stay the same?
C.Increase?

Same question for five years.

Same question for ten years.
burn1986
Posts
12246
Joined
4/16/2010
Location
bossier city, LA, USA
11/1/2013 7:00pm
I gotta tell you guys, I'm am so excited about a mandatory healthcare system. It couldn't have come at a better time in our economy. This is the one thing that will literally save America right now. I am amazed at Obama's foresight and how he knew that this is the one cure all for our country right now.
tunedlength
Posts
2782
Joined
12/9/2006
Location
Ontario, CA, USA
11/1/2013 7:17pm
You are projecting ten years for cost reductions to have an affect?
Is this planned or just a guess on your part.
If it is part of the plan please point us to a link.
Thank you.

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