Insurance denied!

pie8man
Posts
634
Joined
4/1/2008
Location
Loveland, CO US
12/1/2010 10:20am
I am not totally opposed to a quality nationwide medical program. One of my main issues is that in its current form it is a mandatory insurance purchase program in which the insurance companies continue to drive the bus. I do not need help purchasing insurance. We need help dealing with fraudulent claims, refusal o pay insurance companies and medical providers in general. There is currently no plan for medical insurance reform. Have you ever seen the difference in a cash paid price and an insurance paid price for medical treatment? There is across the board, illegal price fixing, corporate collusion etc... running rampant in the Med insurance business as well as in health care providers that no one seems willing to address.
We may have the most powerful military in the world, but that is about the only government program that is "healthy" I gladly pay my taxes for those federal employees.
DrSweden
Posts
6761
Joined
8/30/2008
Location
Stockholm SE
12/1/2010 10:20am Edited Date/Time 12/1/2010 10:32am
Tbteam wrote:
The higher rate of income tax in Sweden is roughly 57%, no? That would buy a lot of healthcare i guess. You have a 25% VAT...
The higher rate of income tax in Sweden is roughly 57%, no? That would buy a lot of healthcare i guess.

You have a 25% VAT.

That would also buy a lot of healthcare.

It's just a prepaid plan whether you need it or not.

There may well be a way to have national health care that makes sense. Obama's plan does not.
Could be true, compared to you we pay MUCH more tax, but that kind of funds free university, partly free dental system up to the age of 20 or something and a pretty generous pension pay out still (it's worse than before though). In general all our taxes goes mainly back to the taxpayers (not to private owned insurance companies). The constant discussion in Sweden is where should that pile of cash go? The freeloaders can't be to big as a group. The discussion about reducing taxes to your levels is not even a discussion since we all know that we get the money in return in some way, and worse case scenario, if we at one point get fired, loose our business we can still go to University, healthcare without ending up in serious debt. Also the poor/starving, criminals and the "lesser" citizens etc are creating less trouble for us "rich"if we give them some free stuff like the above mentioned. Smile

Me as a Doc would of course be way better off in the US, financially. But I honestly become depressed when I see poor people and I figure I just need one dirtbike, and one Porsche so I'm willing to pay some more tax! If your goal in life is to become mega rich own a Rolex etc, Sweden is the lesser choice than US no doubt. If you "just" aim for an university education, a nice car, house and a Sieco watch, Sweden is the place! Smile

One could debate that for years, but the facts still remain that our health care is much cheaper than yours and you have people suffering as a consequence, and you are way to stubborn to change your path, or just probably misguided by Faux news.

Well, well...
Hank_Thrill
Posts
4645
Joined
9/22/2008
Location
Arlen, TX US
12/1/2010 10:38am
The insurance system does not benefit the people of America as a whole, but it does benefit a few, and I'm not talking about the people who can afford quality health care. The people that the system is benefiting are the people that spend millions of dollars each year lobbying politicians and disseminating false information to scare people away from supporting a system that is actually highly functional, along with to maintain the most profitable health care system in the world.

Both Democrats and Republicans, white collar, blue collar - it doesn't matter what color of shirt you have on - are the ones getting screwed over with this current system. Obama's "Historical health care legislation" was anything but that. Actually, it was historical in the sense that it now forces a country suffering from a recession with one of the widest wealth gaps on the planet to purchase insurance, which does nothing more but benefit the people who spent, once again, millions of dollars lobbying politicians to ensure no significant health care reform takes place.

America ranks second on total expenditure of health care of all other nations (most expensive), we have the most profitable health care system on the world, yet we have the highest preventable mortality rate. We also rank 37th in performance behind a list of countries listed in my blog on this website (too long to post, check it out).
Tbteam
Posts
2863
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8/16/2006
Location
Ormond Beach, FL US
12/1/2010 10:41am Edited Date/Time 12/1/2010 10:42am
DrSwede,

Comparing a country with a population of 9 million, and the infrastructure to support that amount of people, with a country of 307 million is not really something that can be easily compared.



By the way, the 60,000,000 people that you cite as being uninsured doesn't mean that they don't receive healthcare, much of it free.

The Shop

LoudLove
Posts
2762
Joined
7/16/2010
Location
US
12/1/2010 10:43am
If it were as easy as a policy change, the US would likely have migrated to a public insurance option years ago. However, the plan that works for a country with <10M residents, 95%+ of whom share a common ethnicity, simply cannot work under the load of a 300M+, multi-cultural environment.

That's not to say we should ignore the problem. However, it will require strategies and tactics much different that what we find in Sweden, Denmark, etc. US demographics cannot be ignored while crafting a solution, even though some might see it as "politically incorrect" to highlight the fact that our lower income minority sectors are growing at an exponential rate. This fact will continue to pressure US healthcare, and unless sweeping changes are implemented (read: state programs funded with trillions of tax dollars), we will continue to see a degraded system.
moto138
Posts
138
Joined
3/30/2010
Location
Somewhere In Time, OR US
12/1/2010 11:30am Edited Date/Time 12/1/2010 11:33am
Tbteam wrote:
And you honestly believe that health care reform will result in really cheap healthcare, while maintaining a high standard of care? You won't have to wait...
And you honestly believe that health care reform will result in really cheap healthcare, while maintaining a high standard of care? You won't have to wait in a never ending line for government approval for care?

The old, worn out saying: You think health care is expensive now? Wait till it's free!
DrSweden wrote:
Do you have any evidence of figures supporting that? Often when you guys discuss health care you kind just spit out claims that you don't back...
Do you have any evidence of figures supporting that? Often when you guys discuss health care you kind just spit out claims that you don't back up with facts. USAs health care system is the COSTLIEST in the world and if you bothered, the facts is there for anyone to grab. Tax funded ("free") health care is superior. There's no evidence suggesting the opposite. I know you are programmed to hate any governmental influence, but we all know that a government somewhere managed to produce the worlds most powerful army, imagine if that same government instead became known for the worlds most powerful health care! Wink

The Economist had some interesting read a while ago (Faux news don't report this kind of info LOL)

"NO ONE will be astonished to hear that health care costs more in Indiana than in India. However, a few might be surprised to learn that Americans spend more than twice as much per person on health care as Swedes do . And many may be shocked to be told that in Miami people pay twice as much as in Minnesota, even for far worse care."

http://www.economist.com/node/13899647

What is it now? 60 million uninsured? How could any change be for the worse? What is the fear?

I haven't seen any republicans come up with any constructive suggestion to solve this mess, they are just experts in saying NO and make people hateful.
how do you figure taxpayer funded health care is free? the taxpayer is paying for it. nothing is free in this world,somebody pays for it. besides that fact,with this law nobody is getting free health care,even the under privilaged and low income people have to pay a fee, get YOUR facts straight. this law is meant to make it available to all people,the liberals are the ones that are spinning it so that it makes it sounds like its free so they can get the welfare vote. and yes our health care system is the most expensive in the world,but getting the best of anything is costly. if you pay for the best you expect the best in return,if you pay for 2nd class product thats exactlly what you get.
the best solution is to make it available and chose as to whether you want to it or not. is not a God given right to be provided with health care,free or otherwise. Life, Liberty and the Pursuit of Happiness are our only Human rights that shouldn't be compromised.
TeamGreen
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36574
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Location
Thru-out, CA US
12/1/2010 11:35am
"Accident" during a "reacreational event".

I'm jus' knowing.
Rudeboy119
Posts
791
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1/19/2010
Location
Lothian, MD US
12/1/2010 11:41am
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea of going there for ANY REASON. Now picture the same nice, friendly, helpful people running your health care and making life or death decisions for you. Feel all warm and fuzzy now? Well, thats where were heading. I challenge anyone to find a government run entity that is not bloated, bleeding money, inefficient, and disfuntional. You want to see what their doing in the entitled, socialist countries now I.E Spain, Holland, France, etc. Their rioting because the money is running out. Maybe a little more self reliance and backbone. and less pussified, whinning about what you dont have
moto138
Posts
138
Joined
3/30/2010
Location
Somewhere In Time, OR US
12/1/2010 11:50am
The problem that we have in this country is that we have created a society of people that think they are entitled to everything for free. Instead of looking to ourselves for success,we have taken on the mentality that goverment should provide us with everything that we want. The welfare state is destroying peoples lives by making them dependant on somebody else for their sense of self worth. It has taken away their self respect and ambition.
i have been unemployed a few times in my life and not once did i ever apply for or receive unemployement benefits. It would have been shameful to me to ask for a handout. My parents taught me to be self reliant and resiliant. The next day after being layed off i was out searching for employment,i didn't care what job i had to do; i just did what i had to do. At 48 years of age I am proud of that fact. When you have generations of people on the entitlement roles their children are not taught what its like to depend on yourself for your own well-being. This attitude that people that thinks the people of this country are 'owed' something just because they citizens has got to stop,or our country is doomed.
Hank_Thrill
Posts
4645
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Location
Arlen, TX US
12/1/2010 12:03pm
Rudeboy119 wrote:
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea...
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea of going there for ANY REASON. Now picture the same nice, friendly, helpful people running your health care and making life or death decisions for you. Feel all warm and fuzzy now? Well, thats where were heading. I challenge anyone to find a government run entity that is not bloated, bleeding money, inefficient, and disfuntional. You want to see what their doing in the entitled, socialist countries now I.E Spain, Holland, France, etc. Their rioting because the money is running out. Maybe a little more self reliance and backbone. and less pussified, whinning about what you dont have
It's really important that we have a dumbed down educational system in America that prevents people from critical thinking. Americans supporting policies that work against their own interest is nothing new. I'm not sure where you heard this talking point, or if you made it up yourself, but it's this type of information that lobbyist and politicians spread to keep the American people from supporting a system that is in their best interests. Know this, the pharmaceutical corporations, insurance CEO's, and the rest of the medical industrial complex are very thankful for your loyal support. Without it, they would have not been able to raise profits 425%, or spend a 1.4 million dollars per-day lobbying politicians when the debate of healthcare finally came up.

Now I realize you think a functioning nationalized healthcare is impossible (this has a lot to do with living in America, but you are completely unaware of that right now like most Americans, so we will ignore it), but before you go believing what your paid-off corporate career politicians, and TV pundits want you to believe, you might want to educate for yourself.





http://www.pbs.org/wgbh/pages/frontline/sickaroundtheworld/






*USApends on average twice as much as any other country and we have the highest preventable mortality rate.

*USA ranks 37th behind countries we destroy at the Motocross of Nations each year.

If that information right there isn't enough to get the light bulbs clicking in your head, then once again, our sorry ass educational system is doing its job.


12/1/2010 12:31pm
look, im going to say this and then run for the hills because the feeding frenzy is going to hit... but.

everyone is bitching about "O'BamaCare" Do you guys griping actually, honestly, have read it yourself, KNOW whats in there? No. you gripe and bitch and take a side based on whatever news channel has to say about it. If its FoxNews, you hate it with a passion.

Do you know some of the things it changed? here, this will be right at the heart of people in our sport and industry, you have ALL heard of this happening......

"he got hurt bad, was in the hospital, ran out of insurance, we need to get a fund raiser to help this guy out"

raise your hand if you have seen this, hell, contributed, to one of these. You know what your hated "O'BamaCare" did? You should, if you have health insurance you by law had to get this letter.... it took caps OFF insurance, it now CANT run out and they have to pay by policy, and are NOT allowed to now alter that policy, as long as you pay your premium! Yep, its all horrible.

Also, state/gov health care for all these lazies that dont work yada yada.... guys, there are MULTIPLE systems already in place at a state and federal level that was already doing this, "O'BamaCare" literally did away with having it done willy nilly, and 5 or 6 of them here and there, and brought them all under 1 tent. Now, you are warming up your keyboard yelling about choice in who you see.... you ALREADY have been! HMO sound familiar? This is nothing new. All this does is say look, you want to be a health care provider, and be eligible to take and make claims under this care, you have to work at OUR rates. You want to charge $9 for an aspirin? go find someone else to rob. You want to charge $2, ok we can talk.

there is more to it than that also. but those are the main points. too many people are getting their information from some news channel that doesnt like something and exaggerates something because of a politcal party and because they didnt do it, not because its good or bad. fact. I mentioned FoxNews, ever seen one of their polls when they want a result? they arent looking for what is the result of a question, they are looking for the result they want and have been caught multiple times doing it.
moto138
Posts
138
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Location
Somewhere In Time, OR US
12/1/2010 1:58pm
Rudeboy119 wrote:
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea...
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea of going there for ANY REASON. Now picture the same nice, friendly, helpful people running your health care and making life or death decisions for you. Feel all warm and fuzzy now? Well, thats where were heading. I challenge anyone to find a government run entity that is not bloated, bleeding money, inefficient, and disfuntional. You want to see what their doing in the entitled, socialist countries now I.E Spain, Holland, France, etc. Their rioting because the money is running out. Maybe a little more self reliance and backbone. and less pussified, whinning about what you dont have
It's really important that we have a dumbed down educational system in America that prevents people from critical thinking. Americans supporting policies that work against their...
It's really important that we have a dumbed down educational system in America that prevents people from critical thinking. Americans supporting policies that work against their own interest is nothing new. I'm not sure where you heard this talking point, or if you made it up yourself, but it's this type of information that lobbyist and politicians spread to keep the American people from supporting a system that is in their best interests. Know this, the pharmaceutical corporations, insurance CEO's, and the rest of the medical industrial complex are very thankful for your loyal support. Without it, they would have not been able to raise profits 425%, or spend a 1.4 million dollars per-day lobbying politicians when the debate of healthcare finally came up.

Now I realize you think a functioning nationalized healthcare is impossible (this has a lot to do with living in America, but you are completely unaware of that right now like most Americans, so we will ignore it), but before you go believing what your paid-off corporate career politicians, and TV pundits want you to believe, you might want to educate for yourself.





http://www.pbs.org/wgbh/pages/frontline/sickaroundtheworld/






*USApends on average twice as much as any other country and we have the highest preventable mortality rate.

*USA ranks 37th behind countries we destroy at the Motocross of Nations each year.

If that information right there isn't enough to get the light bulbs clicking in your head, then once again, our sorry ass educational system is doing its job.


PBS is a very non-partisan,reliable,and truthful source for information. Especially since they get most of their funding from the liberal left in this country,and our federal goverment.
The thing is this, Why are we trying to punish people for being successful? Yes the drug companies make millions,but that is their business. They are not in business for the fun of it. They don't exist to give their life saving and life extending medicine away for free. So why are so many people jealous of the profits they make?.
If they have a product that someone needs then they sould be able to profit from it. We all need to rmember this' if they don't exist,they don't develope new drugs for the people of this nation,and the world.
As far as insurance companies go, if you don't like their product then don't buy it. Save your money and pay for it yourself. If you do this,you can name your own price for medical services before you have them done. I have done this myself,it works. But;here is the thing with the Obama care plan. You won't be allowed to have procedures done outside of your insurance coverage. You can't bypass the system. The biggest problem with this entire scenario is that they are forcing us to buy something because; they think they know better what is good for us than we do. They are exercising their arrogance over us.
The reason i know these things is because I have a copy of the bill that was signed into law. I got it from my State congresswoman. Call your REPS they will send you a copy.
12/1/2010 2:25pm
Rudeboy119 wrote:
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea...
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea of going there for ANY REASON. Now picture the same nice, friendly, helpful people running your health care and making life or death decisions for you. Feel all warm and fuzzy now? Well, thats where were heading. I challenge anyone to find a government run entity that is not bloated, bleeding money, inefficient, and disfuntional. You want to see what their doing in the entitled, socialist countries now I.E Spain, Holland, France, etc. Their rioting because the money is running out. Maybe a little more self reliance and backbone. and less pussified, whinning about what you dont have
.... you already had that, its called claims adjusters and claims auditors, for 20 years or more you have had that! hell, look at the OP of this thread! that isnt something new, that isnt something that is NOW happening because of the changes, thats been going on for decades!

let me guess, you heard the term "death panels" from some news source so that must be the truth and now instead of going to a doctor of your choice, you think you goto to some DMV like person and they decide if you can see a doctor? you really think this?

and we wonder why this country is going to shit. its because people want to have an oppinion based on... who knows what... and will spend hours yelling about something they have no CLUE about, but heard from someone. Spend those hours reading whats there then you can yell.

hey i heard from a guy, who knows this kid, that suzy said, typing on any other website causes colon cancer and here is why. well you heard it, must be true.

here, ever heard the term HMO? a decade or so ago, insurance companies went to this, and idi... excuse me, people, screamed the EXACT same thing you are! gee, and it worked out in lowering costs. wow. That part of what this health care reform is doing... you want to charge us money as a provider? fine, you have to sign on and agree to OUR rates. And at first its going to be short, why? providers, just like when HMO hit, say pfft, im not going to accept $1000 on a service when I bill it out for $2000... screw that! yeah, and within 2 years, you couldnt find a provider that WASNT on the HMO list. And guess what, you went from a $15 aspirin to a $9 aspirin. WORLD IS ENDING!

get a clue. or next time, when you have a thought, just let it go.
12/1/2010 2:49pm
SMITH201 wrote:
Did you state that your injury involved MX? Sometimes insurance companies do not want to cover injuries involving motorized dirtbikes. That why I would always claim...
Did you state that your injury involved MX? Sometimes insurance companies do not want to cover injuries involving motorized dirtbikes. That why I would always claim my injury was from riding a mountain bike. They look at a bicycle and motorcycle injuries differently.
txmxer wrote:
I'm not a lawyer, but I would be very cautious about this. Should the insurance determine that you lied about your claim (for any reason), you...
I'm not a lawyer, but I would be very cautious about this. Should the insurance determine that you lied about your claim (for any reason), you might find yourself being rejected for filing a false claim and/or facing legal consequences.
CamP wrote:
That's why I always tell them I fell off my bike. They never ask what kind of bike.
I don't think Big Moe could tell them anything !!! he went to the hospital in a Ambulance. In pretty bad shape.Whistling
DrSweden
Posts
6761
Joined
8/30/2008
Location
Stockholm SE
12/1/2010 2:52pm Edited Date/Time 12/1/2010 7:17pm
moto138 wrote:
how do you figure taxpayer funded health care is free? the taxpayer is paying for it. nothing is free in this world,somebody pays for it. besides...
how do you figure taxpayer funded health care is free? the taxpayer is paying for it. nothing is free in this world,somebody pays for it. besides that fact,with this law nobody is getting free health care,even the under privilaged and low income people have to pay a fee, get YOUR facts straight. this law is meant to make it available to all people,the liberals are the ones that are spinning it so that it makes it sounds like its free so they can get the welfare vote. and yes our health care system is the most expensive in the world,but getting the best of anything is costly. if you pay for the best you expect the best in return,if you pay for 2nd class product thats exactlly what you get.
the best solution is to make it available and chose as to whether you want to it or not. is not a God given right to be provided with health care,free or otherwise. Life, Liberty and the Pursuit of Happiness are our only Human rights that shouldn't be compromised.
I think you need to read my post again. You obviously have no clue whatsoever what you are talking about, but you have a very strong opinion. Great combo and good luck with that.
DrSweden
Posts
6761
Joined
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Location
Stockholm SE
12/1/2010 3:48pm
Tbteam wrote:
DrSwede, Comparing a country with a population of 9 million, and the infrastructure to support that amount of people, with a country of 307 million is...
DrSwede,

Comparing a country with a population of 9 million, and the infrastructure to support that amount of people, with a country of 307 million is not really something that can be easily compared.



By the way, the 60,000,000 people that you cite as being uninsured doesn't mean that they don't receive healthcare, much of it free.
You know business better than me, but isn't a bigger market related to more profit? Sweden is almost 2000 miles long and have very few person per sqaure meters, dunno compared to you guys. Despite my rudimentary knowledge about business I have newer heard about the crazy cost for you system being infrastructure? That's news for me. I thought it was more of an lack of centralization, money being drained by insurance business and doctors being paid more than twice than compared to us...

My humble suggestion is that you guys just check out what happens outside the fence and copy things that works better? This stick the head in the sand (Faux news told you to do it) isn't working?

Yes, the 60 million can't be denied emergency care, but there are other areas in health care as well and don't a majority end up with gigantic debts that they can newer repay as a consequence?
KAWboy14
Posts
6502
Joined
12/31/2007
Location
Austin, TX US
12/1/2010 4:02pm
motokid40 wrote:
This is the only thing that comes close to exclusions [IMG]http://i46.photobucket.com/albums/f115/motokid40/unionselfinflicted001.jpg[/IMG]
This is the only thing that comes close to exclusions

Those are all exclusions through X; what's A-L look like? Personally, I don't think they have a leg to stand on if they are relying on...
Those are all exclusions through X; what's A-L look like?



Personally, I don't think they have a leg to stand on if they are relying on that. At best it's ambiguous (and that's being extremely generous to them), and ambiguities in insurance policies are construed against the insurer.
doesnt that exclusion only aply if he is involved in an illegal activity? according to that part of the contract?
FreshTopEnd
Posts
12998
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Location
Sacramento, CA US
12/1/2010 5:22pm
KAWboy14 wrote:
doesnt that exclusion only aply if he is involved in an illegal activity? according to that part of the contract?
I think self-inflicted relates to failed suicide attempts or intentional mutilation.
12/1/2010 5:23pm
ANOTHER example of why we need immediate health care reform.
I am a Physical Therapist and see this kind of crap daily.
The new Health Care bill is a huge step in the right direction.
FreshTopEnd
Posts
12998
Joined
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Location
Sacramento, CA US
12/1/2010 5:32pm
ANOTHER example of why we need immediate health care reform. I am a Physical Therapist and see this kind of crap daily. The new Health Care...
ANOTHER example of why we need immediate health care reform.
I am a Physical Therapist and see this kind of crap daily.
The new Health Care bill is a huge step in the right direction.
Careful . . . you're baiting irrational, reactionary ignorance.
12/1/2010 6:03pm
Come on guys, enough already. Just deregulate everything and see how that works.
Rudeboy119
Posts
791
Joined
1/19/2010
Location
Lothian, MD US
12/1/2010 8:00pm
Rudeboy119 wrote:
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea...
Picture you going to the department of motor vehicles, or whatever your state may call it. EVERYONE cringes and rolls their eyes at the mere idea of going there for ANY REASON. Now picture the same nice, friendly, helpful people running your health care and making life or death decisions for you. Feel all warm and fuzzy now? Well, thats where were heading. I challenge anyone to find a government run entity that is not bloated, bleeding money, inefficient, and disfuntional. You want to see what their doing in the entitled, socialist countries now I.E Spain, Holland, France, etc. Their rioting because the money is running out. Maybe a little more self reliance and backbone. and less pussified, whinning about what you dont have
It's really important that we have a dumbed down educational system in America that prevents people from critical thinking. Americans supporting policies that work against their...
It's really important that we have a dumbed down educational system in America that prevents people from critical thinking. Americans supporting policies that work against their own interest is nothing new. I'm not sure where you heard this talking point, or if you made it up yourself, but it's this type of information that lobbyist and politicians spread to keep the American people from supporting a system that is in their best interests. Know this, the pharmaceutical corporations, insurance CEO's, and the rest of the medical industrial complex are very thankful for your loyal support. Without it, they would have not been able to raise profits 425%, or spend a 1.4 million dollars per-day lobbying politicians when the debate of healthcare finally came up.

Now I realize you think a functioning nationalized healthcare is impossible (this has a lot to do with living in America, but you are completely unaware of that right now like most Americans, so we will ignore it), but before you go believing what your paid-off corporate career politicians, and TV pundits want you to believe, you might want to educate for yourself.





http://www.pbs.org/wgbh/pages/frontline/sickaroundtheworld/






*USApends on average twice as much as any other country and we have the highest preventable mortality rate.

*USA ranks 37th behind countries we destroy at the Motocross of Nations each year.

If that information right there isn't enough to get the light bulbs clicking in your head, then once again, our sorry ass educational system is doing its job.


Never do I take anyone seriously who is insulting and condasending from the start. Your 1st problem which is a leftist issue, is your entire blathering was 100% based on assumptions about someone you dont know, nor ever met. At the end of the day it is not the governments job to provide you with everything. Now go get off the government teet and man up
Tiki
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10573
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Corona, CA US
Fantasy
12/1/2010 8:29pm
Learn this mantra. I was on the roof fixing a leak when I fell off and *insert injury.* The fact I was in off road gear only saved me, as I was trying to get the "Honey Do's before I went riding.

Big Moe, I feel for you. I hope you get it all worked out. Heath insurance is a bugger.

Joemx
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245
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Location
FL US
8/31/2015 9:40pm
TripleFive wrote:
I thought Obama fixed all this?
Yeah, he fixed it in favor of all the trailer trash.
chillrich
Posts
647
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4/1/2008
Location
Kamloops CA
8/31/2015 11:08pm
Let's hope the insurance adjuster doesn't google your name & date of injury when you "fell off the roof" or "bicycle" only to discover you DNFd a motocross race. Isn't that insurance fraud?
9/1/2015 1:47am
It's too bad they can't do the same thing to health insurance that they did with gas prices. It's my understanding that gas is cheap now because a lot of government environmentalist bull crap was determined to be unconstitutional so now people can finally drill. Maybe health insurance could be cheap if the government stepped out of the way and let the free market dictate prices instead of just putting a band aid on it and helping people with their premiums if they make less than $15 an hour.
edgo897
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Land O Lakes, FL US
9/1/2015 3:27am
pie8man wrote:
I have a comment regarding "The Health Care Bill" It is unconstitutional!!! Owning a car is not mandatory so mandating that people who drive cars must...
I have a comment regarding "The Health Care Bill" It is unconstitutional!!!
Owning a car is not mandatory so mandating that people who drive cars must have insurance is constitutional.
Being an alive American is not really negotiable for Americans and mandating that we must have medical insurance or be punished is unconstitutional. Oh and if there is a universal health plan then why would we need to be punished? Did you know that Federal employees do not have to participate in the plan or pay for the plan, which is also illegal?
Our government is not permitted to pass laws that do not apply to them.
I guess ignorance is bliss.
The Court ruled it Constitutional.
KMC440
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9/1/2015 3:37am
chillrich wrote:
Let's hope the insurance adjuster doesn't google your name & date of injury when you "fell off the roof" or "bicycle" only to discover you DNFd...
Let's hope the insurance adjuster doesn't google your name & date of injury when you "fell off the roof" or "bicycle" only to discover you DNFd a motocross race. Isn't that insurance fraud?
Well hell yes you DNF'd !! You had to get home to fix the roof.

DUH

and I thought we were done with thread resurrection. ..
IWreckALot
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9/1/2015 4:41am
Why is everybody replying to this thread like it isn't 5 years old. . . WTF?
9/1/2015 7:17am
TripleFive wrote:
I thought Obama fixed all this?
Tell that to the republicans that want to repeal health care reform.....why in the hell are these people fighting this? Because the insurance companies were the...
Tell that to the republicans that want to repeal health care reform.....why in the hell are these people fighting this? Because the insurance companies were the biggest contributors to their campaigns all for favors. This subject absolutely infuriates me as someone that has been denied insurance and claims for the same reasons, health ins companies are getting worse and worse by the day. The health care reform hasnt been 100% implemented we are just starting to see benefits from it as thiings will continue to be implemented thaty will mitigate these kinds of problems. The self serving republicans in office want to destroy it before it comes into full effect. People dont realize this bill will exponentially help everyone and wont allow those thieves to raise their costs.....since 2002 the health ins companies profits have JUMPED 425%!!!!!! and to scale that were talking about a 425% increase where profits were already in the 100's of millions before the spike. Now im no expert but SOMETHING has to be done and Obama should stand up to these self serving assholes that want to repeal it bec of their "friends" If it gets repealed then the next time I need health care I will avoid it unless it is an emergency and if the majority follows suit bec they have been denied or can no longer afford coverage it will dramatically impact doctors and hospitals all becasue of greedy health ins companies.....one way or another they will get the message. Also If I dont have coverage and need emergency treatment I will just not pay if and to hell with my 700 credit score im not going bankrupt for an emergency room visit and there is no way they can make me pay besides I remember hearing that a bill was passed that limits the amount of impact unpaid medical bills can have on your credit rating. ......and why should it hurt your credit anyway, its not like I CHOSE to go to the emergency room, if im hurt i have no choice, i understand credit score penalties for not paying car, house, cc or cable payments since they are luxury items and I chose to purchase them.....chew on that for a minute.

BTW: Im not slamming all Republicans, there are plenty of good conservatives in office but there are far more bad ones looking out for the interest of big business, and not the American people ......wait till they try to privatize social security, with the amount of insider trading and fraud that alreadyt exists today on wall street can you imagin how corrupted and ruined the social security will be when profit driven firms are given control of your hard earned tax money??? There is NO WAY, not now not eva, no way that privatizing social security will benefit ANYONE except hedge fund managers and big firms on wall street. They can simply control distribution and set the rules of eligibility to make it impossible to get the money so they can keep it and make billions off of us.

Wanna see soemthing really disturbing? Google Prudential Witholding dead vetrens benefits to their widows, reading that made me sick to my stomach and the heads at prudential should be tied to a rope and drug thru america behind a diesel truck for the travesty they are creating.
As well it should get repealed. I should not be forced to buy alcohol or drug counselling. Also men are forced to buy into prenatal and maternity care . We are forced by law to buy a commercial product.

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