Insurance for dirtbikes

iplaybmx
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iplaybmx
I just bought my first bike 17 crf250r. It’s financed, what insurance do I need or want? Plan on mostly trail riding and track when I get used to riding.
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Akira
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Santa Ana, CA US
Akira 2/4/2018 5:22pm
2/4/2018 5:22pm
If it's a CR, GEICO then /:
fast willy
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Newark, DE US
fast willy 2/4/2018 5:37pm
2/4/2018 5:37pm
Progressive is great & all policies come with a $3000 accessory coverage.
mx510
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mx510 2/4/2018 6:31pm
2/4/2018 6:31pm
Find an insurance company that can bundle everything together for you, that's your best bet for a good deal. Car, bike, rental/home owners etc. We use Safeco, but there are good deals out there, just have to shop a little.

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langhammx
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langhammx 2/4/2018 6:35pm
2/4/2018 6:35pm
fast willy wrote:
Progressive is great & all policies come with a $3000 accessory coverage.
+1 on Progressive. I insured all 3 of my dirt bikes through them and I added extras coverage in case of theft/ fire, etc. I pay more for the extras coverage than the basic coverage itself, but with all the stolen bike threads, I wasn't going to take any chances on losing the money I have sitting in my garage
kevinr
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North Royalton, OH US
kevinr 2/4/2018 6:37pm
2/4/2018 6:37pm
I have State Farm. They insure my 2016 yz250f and it includes theft, liability and damage (not sure why) for around $230 a year.
captmoto
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Rancho Cucamonga, CA US
captmoto 2/4/2018 6:38pm
2/4/2018 6:38pm
fast willy wrote:
Progressive is great & all policies come with a $3000 accessory coverage.
Couldn't get Geico or Progressive because an FC450 is a competition motorcycle. I went with State Farm which was cheaper than those two anyway.
langhammx
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langhammx 2/4/2018 6:50pm
2/4/2018 6:50pm Edited Date/Time 2/4/2018 6:52pm
captmoto wrote:
Couldn't get Geico or Progressive because an FC450 is a competition motorcycle. I went with State Farm which was cheaper than those two anyway.
I insured straight thru Progressive for all 3 bikes. RMZ450 and 2- RM 250's

I pay $450 a year and all 3 bikes have $10K (not pro-rated) in extras coverage, plus value of the bike(s).

Geico also insures competition dirt bikes, I got a quote from them as well.....

I was told that they have comp/ collision coverage, in case you hurt someone or damage their bike out on a trail ride/ Moto track, etc. there is medical coverage as well.
motomike894
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Waterloo, IN US
motomike894 2/4/2018 6:59pm
2/4/2018 6:59pm
Progressive can’t be beat on bike insurance prices, I had a claim too when my rmz got stolen 3ish years ago and everything got paid for and my rate went up about 7 bucks, still only 100 bucks year
kaptkaos
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Miami, FL US
kaptkaos 2/4/2018 7:09pm
2/4/2018 7:09pm
mx510 wrote:
Find an insurance company that can bundle everything together for you, that's your best bet for a good deal. Car, bike, rental/home owners etc. We use...
Find an insurance company that can bundle everything together for you, that's your best bet for a good deal. Car, bike, rental/home owners etc. We use Safeco, but there are good deals out there, just have to shop a little.
I had progressive on my boat, and they were great. I have Safeco on my RV, and they gave me a great quote on my dirt bikes, but mine are paid off and I am lucky they are stored securely so I passed.

THumbs up for Progressive, but Safeco is the best bang for buck.
CarlinoJoeVideo
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CarlinoJoeVideo 2/4/2018 7:42pm
2/4/2018 7:42pm
I use Gieco, beleave it or not it was cheaper for me to insure 3 bikes because of the discount then 2 bikes. One is an old vintage bike. I think it’s like $200 a year, covers in the house and traveling.
brocsdad
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Thompsons Station, TN US
brocsdad 2/4/2018 7:54pm
2/4/2018 7:54pm
fast willy wrote:
Progressive is great & all policies come with a $3000 accessory coverage.
captmoto wrote:
Couldn't get Geico or Progressive because an FC450 is a competition motorcycle. I went with State Farm which was cheaper than those two anyway.
I had Progressive on my CRF, KX and YZ. I’m not sure why they wouldn’t insure the Husky?
GeorgiePorgie 2/4/2018 8:16pm
2/4/2018 8:16pm Edited Date/Time 2/4/2018 8:21pm
I’ve got 4 bikes on progressive policy for about 180 a year total. 2 fc250s, 1 yz144 and 1 95 cr250.

Progressive paid on my yz250. Rate didn’t go up after. Battled me for 30 days but they paid.

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