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I work a critical care unit, my patients are typically heart attacks, strokes, or multiple over lapping chronic illness (i.e.. copd with diabetes, with cardiac history and pneumonia), lots of renal stuff as well, along with the occasional drug seeker. They either are a bad day away from a vent in the icu or a good day away from the regular medical floor.
UTSW is the shit, I did research there during my prior BS but was young, stupid and left.
I misinterpreted what you were saying, sorry.
Just right up the road from you. If you have MD questions, pm me, I would be happy to recommend.
So if an insured individual decides to go with a higher deductable to get a lower premium then the health care providers actually make more money on care?
Using the example given previously of insurance paying $7k on a $36k procedure, then the insurance company would pay a smaller percentage (say $5k) and then the patient would pay their $2.5k deductable.
Wow, that is pretty jacked up.
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