Upgrade to enjoy this feature!
Vital MX fantasy is free to play, but paid users have great benefits. Paid member benefits:
- View and download rider stats
- Pick trends
- Create a private league
- And more!
Only $10 for all 2024 SX, MX, and SMX series (regularly $30).
I've got an associates degree.
I literally pick my own hours...nobody looks over my shoulder...I do what I want, when I want. I just have to make sure that my clients are taken care of, deadlines are met, people get at closing what I promise them when I take their application. So occasionally I'll have to work an evening or a weekend...but very very rarely.
It can be stressful sometimes, as any job with deadlines is...but its magnified, because I'm dealing with peoples homes, with hundreds of thousands of dollars, with a huge chunk of peoples income...I'm not financing refrigerators, or even cars...its a huge deal for every one of my clients (and because I do it all day every day I constantly have to remind myself of that).
I've probably averaged working 20-30 hours per week for the past 5 or 8 years. Partially because I've got a four amazing employees that work for me that are complete rock stars!...One processes, one underwrites, one prepares closing docs...and the other is my assistant/loan coordinator. I'm built a team that allows me to almost take a loan application and then forget about it and move on to the next. They are paid well, and I cater to whatever they want.
Straight commission...I make 1.25% of the loan amount on any loan I close. (Lots of loan officers have higher commission rates than I do...but because commission rates affect the interest rates I can offer, I keep my comp low so I can keep my rates low and then just close more loans...and then I also keep it low so I can afford to keep my support staff paid well).
Average loan amount in Utah is about $300K...I generally close between 20,000,000 and 30,000,000 per year...(I'll close more than that this year because mortgage rates are the lowest they've ever been in the history of mortgages...and I've never been so busy)
The Shop
i live in an apartment in the city, no houses for a solid distance from here = no garages around here either.
i do enjoy throwing my dads Husky dual-sport around Milestone when i get the chance though!
Still wondering what it is you are doing R&D for...the industry sure has been changing a lot the past few years.
https://www.3m.com/3M/en_US/collision-repair-us/
We used to joke about toolmakers being the laziest men on the planet. All we do is find the easiest way to do something.
That's why we say "Tell my Mom I'm a piano player at a whorehouse ".
Pit Row
Good stuff.
I started off by cleaning pools for a local company, then wound up working for a pool builder. When the pools were finished I sold them on using me for monthly service and it snowballed from there. You can try and get accounts by running ads or buying an established route. But make sure you can troubleshoot and repair problems, or find a repair guy you can sub problems out to. Everybody can keep a pool that works good clean, but when something breaks you need to be able to trouble shoot and fix the problem, as well as communicate with the customer what broke and what it's going to cost to fix. When things don't go smooth is when you need to shine lol. I'd hire a reliable guy with a good personality, people skills, and no pool experience over a great pool guy that has reliability issues or isn't good with the customers every time. To find work google the closest swimming pool parts warehouse and go there. They all have a bulletin board and there's always guys looking for reliable help. There's a few, PWP, PEP, SCP, Superior to name a couple. Good luck.
Conrod out of a 6 cylinder 6,000hp recip compressor.
Operations reported a “slight” noise after the compressor shut itself down. They tried restarting it not once but three times.
Edit: I went down the rabbit hole of researching Denmark. Simplicity, politeness and equality are what the Danish live by. Right theres probably your answer as to why he couldn't live in socal. It's literally the opposite of Denmark.
Post a reply to: What do you for a living. And what do you earn.