accident insurance

anyday
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Newry IE
anyday
Edited Date/Time 1/26/2012 6:41pm
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance,
we use (combined insurance company of Amecira) (cica)
$1500 a broken bone approx
$750 an operation approx
and it works out about $500 every night your in the hospital, pretty good for about $60 a month
and the pay out is quick
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RNagy052
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Bryceville, FL US
RNagy052 11/14/2008 6:16am
11/14/2008 6:16am
My wife has AFLAC at work and she added me to it last year. When I wadded it up and broke my collarbone in Jan, I filled out some paperwork, had the Dr sign it and they mailed me a check. I didn't miss any work so I didn't get the missed work money, but they sent me a check based on a broken bone.
Camp332
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8364
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8/16/2006
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Zoo Jersey US
Camp332 11/14/2008 6:19am
11/14/2008 6:19am
Blue Cross - Blue Shield Gold! Great insurance.
gar47mx
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269
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Syracuse, NY US
gar47mx 11/14/2008 7:54am
11/14/2008 7:54am
anyday wrote:
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance, we use (combined insurance company of Amecira) (cica) $1500 a...
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance,
we use (combined insurance company of Amecira) (cica)
$1500 a broken bone approx
$750 an operation approx
and it works out about $500 every night your in the hospital, pretty good for about $60 a month
and the pay out is quick
I got the same coverage. It almost seems like its to good of a deal to be true...but it is.

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crowe176
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6614
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Spring Lake, MI US
crowe176 11/14/2008 8:03am
11/14/2008 8:03am
What are some alternatives to AFLAC? I had it for a few years, and collected a couple times. No complaints.

I'm going to get something going again. I have a young daughter who loves to get stitches..
Castor Oil
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Schenectady, NY US
Castor Oil 11/17/2008 8:19pm
11/17/2008 8:19pm
anyday wrote:
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance, we use (combined insurance company of Amecira) (cica) $1500 a...
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance,
we use (combined insurance company of Amecira) (cica)
$1500 a broken bone approx
$750 an operation approx
and it works out about $500 every night your in the hospital, pretty good for about $60 a month
and the pay out is quick
gar47mx wrote:
I got the same coverage. It almost seems like its to good of a deal to be true...but it is.
So those are your deductables then?

drmarkr
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Tucson, AZ US
drmarkr 11/17/2008 8:50pm
11/17/2008 8:50pm
anyday wrote:
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance, we use (combined insurance company of Amecira) (cica) $1500 a...
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance,
we use (combined insurance company of Amecira) (cica)
$1500 a broken bone approx
$750 an operation approx
and it works out about $500 every night your in the hospital, pretty good for about $60 a month
and the pay out is quick
gar47mx wrote:
I got the same coverage. It almost seems like its to good of a deal to be true...but it is.
Castor Oil wrote:
So those are your deductables then?

Co-pays. Looks like some kind of HMO/PPO type plan.

Generally, medical insurance products are state-specific, or even county-city specific. Very hard to compare apples to apples in this manner. Health savings accounts with a high-deductible indemnity plan are the way to go for an otherwise healthy population. And one that wants to take the time to understand their coverage.

MR
tcannon521
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HI US
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1417th
tcannon521 11/24/2009 2:15pm
11/24/2009 2:15pm
anyday wrote:
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance, we use (combined insurance company of Amecira) (cica) $1500 a...
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance,
we use (combined insurance company of Amecira) (cica)
$1500 a broken bone approx
$750 an operation approx
and it works out about $500 every night your in the hospital, pretty good for about $60 a month
and the pay out is quick
I have had combined for about 6 years now. They will cover racing and play riding. I don't pay nearly that much a month though. I think I pay 26 bucks a month at the moment.

If you are paying that much you should look into short term disablity. I quoted 60k a year coverage paying me till 62 for 90 bucks or so if I remember correctly. I am 30 for what it's worth..
roberts29
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Schertz, TX US
roberts29 11/24/2009 2:36pm
11/24/2009 2:36pm
Actually I think he is talking about short term disability combined with accidental death and dismemberment policies. These policies write you a check when you get hurt, break a bone or are hospitalized and are outside of normal health insurance. These policies can be a real life saver when it comes to covering expenses not related to actual health care costs. We have it where I work and it has been a comfort for a co-worker whose wife has cancer - every time she is hospitalized, has chemo or some type of treatment, she receives a check - she even got a check when she was diagnosed.
Sondy132001
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Mission Viejo, CA US
Sondy132001 11/24/2009 2:48pm
11/24/2009 2:48pm
With our new CMC Racing Insurance we have $10,000 excess medical for the riders, any and all helps !!

S
CMC
tcannon521
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tcannon521 11/24/2009 8:55pm
11/24/2009 8:55pm
roberts29 wrote:
Actually I think he is talking about short term disability combined with accidental death and dismemberment policies. These policies write you a check when you get...
Actually I think he is talking about short term disability combined with accidental death and dismemberment policies. These policies write you a check when you get hurt, break a bone or are hospitalized and are outside of normal health insurance. These policies can be a real life saver when it comes to covering expenses not related to actual health care costs. We have it where I work and it has been a comfort for a co-worker whose wife has cancer - every time she is hospitalized, has chemo or some type of treatment, she receives a check - she even got a check when she was diagnosed.
I guess you are talking to me. I understood what was being said. If u look up the thread you will see I said I have a policy with them. I was just saying that seemed high at 60 bucks.

For 30 more dollars i would rather have the disabilty choice was all I was saying.
Highsider
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Way Toasty, IA US
Highsider 11/25/2009 6:46am
11/25/2009 6:46am
Camp332 wrote:
Blue Cross - Blue Shield Gold! Great insurance.
Any problem with coverage for racing-related claims?
daisy7386
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Raisin, CA US
daisy7386 11/25/2009 10:12am
11/25/2009 10:12am
To many, racing may be a pastime, but a businesslike approach to protecting your investment, and yourself, will give you peace of mind to help you focus on your car's performance.

Health Insurance tx
Tiki
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Tiki 11/25/2009 11:16am
11/25/2009 11:16am
Jordan421 wrote:
1-800-ASK-GARY!!!!!!!!
scott_nz
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scott_nz 11/25/2009 11:28am
11/25/2009 11:28am
anyday wrote:
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance, we use (combined insurance company of Amecira) (cica) $1500 a...
What accident insurance do you guys have , for broken bones , hospitalisation, operations, and convolesance,
we use (combined insurance company of Amecira) (cica)
$1500 a broken bone approx
$750 an operation approx
and it works out about $500 every night your in the hospital, pretty good for about $60 a month
and the pay out is quick
the have a division down here in NZ as well, very quick payouts, i received $15k from them over a major accident i had in 2001
PaleBlue
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Essex GB
PaleBlue 11/25/2009 11:38am
11/25/2009 11:38am Edited Date/Time 4/17/2016 7:08pm
CICA insurance is V. popular here in England amongst the MX community. It's helps take your mind off of not riding when you break bones. Doesn't need to be big bucks cos the medical expense here is ZERO. Cool

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