Stolen bike for Christmas

thefactorypilot 12/28/2009 9:37pm
12/28/2009 9:37pm
thefactorypilot wrote:
My dad's garage was broken into a few years back... his 450 and my little brother's quad were stolen. THe home owner's insurance covered it without...
My dad's garage was broken into a few years back... his 450 and my little brother's quad were stolen. THe home owner's insurance covered it without a problem.
kawboy388 wrote:
Was that before 2004 ? It's my understanding that new ins. regulations went into effect in 04, that keep item's like motocross bike's from being covered...
Was that before 2004 ? It's my understanding that new ins. regulations went into effect in 04, that keep item's like motocross bike's from being covered under homeowners's policies.
Yes it was in 2003 n Oklahoma.
sharkey
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sharkey 12/28/2009 9:51pm
12/28/2009 9:51pm Edited Date/Time 12/28/2009 10:03pm
88sdad wrote:
Your Mom's home owners should cover that.

Good luck
sc961 wrote:
Not a chance. My wife is an insurance agent. You can ask, but there is little chance of coverage. There are policies out there for around...
Not a chance. My wife is an insurance agent. You can ask, but there is little chance of coverage.

There are policies out there for around $100.00 a year that will cover your bike for theft if you bike is in your garage, or out on the road to races.

PM me if you are interested in the policy info.

Good luck getting your bike back.
i really feel for this guy because just 6 months ago some one robbed my house stole 3 bikes and my truck and everything they could haul out. IM STILL PISSED. no offence to your wife but those people are crooks. you pay and pay and pay and they %uck you over too. give me one good reason why they shouldnt be covered its just bs period.heres another great ins story. when they recovered my truck the ins co and i met up at the bodyshop to look my truck over. when i picked it up i asked the body shop manager why stuff hadnt been fixed and refused to pick it up and kept my rental. he told me the ins co sent another adjuster out there and they decided not to fix everything that was damaged and they were supposed to inform me , well they didnt. luckily i used to run a shop so i knew how things worked. but they still worked me over on the other stuff
PJ205
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PJ205 12/30/2009 5:22pm
12/30/2009 5:22pm
Both insurances said no. Dont know what I did to deserve this
PJ205
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PJ205 12/30/2009 8:00pm
12/30/2009 8:00pm
HOLY SHIT I just looked at my paperwork and found out I paid $500.00 for RPM One Theft Protection. If my bike is stolen within 5 years, I get $5000.00 toward a new bike. WTF!?

The Shop

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Robbirob25
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Robbirob25 12/30/2009 8:05pm
12/30/2009 8:05pm
PJ205 wrote:
HOLY SHIT I just looked at my paperwork and found out I paid $500.00 for RPM One Theft Protection. If my bike is stolen within 5...
HOLY SHIT I just looked at my paperwork and found out I paid $500.00 for RPM One Theft Protection. If my bike is stolen within 5 years, I get $5000.00 toward a new bike. WTF!?
Right On!!!! Good for You!
Robbi
Yaya
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Yaya 12/30/2009 8:15pm
12/30/2009 8:15pm
Hell Yeah Buddy! Go GET THAT MULA!!!
flarider
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flarider 12/30/2009 8:16pm
12/30/2009 8:16pm
PJ205 wrote:
HOLY SHIT I just looked at my paperwork and found out I paid $500.00 for RPM One Theft Protection. If my bike is stolen within 5...
HOLY SHIT I just looked at my paperwork and found out I paid $500.00 for RPM One Theft Protection. If my bike is stolen within 5 years, I get $5000.00 toward a new bike. WTF!?
Good for you.
RonSkj
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RonSkj 12/30/2009 8:24pm
12/30/2009 8:24pm
PJ205 wrote:
HOLY SHIT I just looked at my paperwork and found out I paid $500.00 for RPM One Theft Protection. If my bike is stolen within 5...
HOLY SHIT I just looked at my paperwork and found out I paid $500.00 for RPM One Theft Protection. If my bike is stolen within 5 years, I get $5000.00 toward a new bike. WTF!?
MERRY CHRISTMAS.
PJ205
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PJ205 12/30/2009 8:29pm
12/30/2009 8:29pm
Since HSBC is the registered OWNER and im the consumer, HSBC gets $5000.00 for the bill so the bike is paid off to them (fine with me, better than being in the hole and bikeless). I would have to finance a new bike
agency399
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agency399 12/30/2009 8:50pm
12/30/2009 8:50pm
100% happy as hell for you dude. Made my night!!
flarider
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flarider 12/30/2009 8:57pm
12/30/2009 8:57pm
PJ205 wrote:
Since HSBC is the registered OWNER and im the consumer, HSBC gets $5000.00 for the bill so the bike is paid off to them (fine with...
Since HSBC is the registered OWNER and im the consumer, HSBC gets $5000.00 for the bill so the bike is paid off to them (fine with me, better than being in the hole and bikeless). I would have to finance a new bike
Technically, that would likely be good for your credit, as it shows it paid off early
BTW, make sure you stay current on your payments until HSBC is paid so you don't pooch your credit, making buying the next bike harder.

Again, congrats
MoToJeWeL
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MoToJeWeL 12/30/2009 9:39pm
12/30/2009 9:39pm Edited Date/Time 4/17/2016 7:42pm
What sucks is this... you work and work to buy stuff, then some asshole steals your S&()/. You pay to protect stuff you already worked for.. it makes me mad, we do it but...

Sorry about your bike. I am down the road from 29 Palms right now... I will keep an eye out since we are riding in the area until the 7th.
PJ205
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PJ205 12/31/2009 1:36pm
12/31/2009 1:36pm
Thanks all and I appreciate the comments flarider.

I just talked to an agent at RPM One Theft Protection Systems and I was told that if my bike doesnt reappear in 30 days and my claim doesnt get denied, I will get either $3000.00 (09 KX250f) or $5000.00 (09 KX450f) toward a new bike. Have to send in my paperwork tomorrow. They do not give HSBC anything at all, they give the money straight to the dealership I got the bike from so I go there and pick out a new one. If this isnt bullshit, itll be amongst one of the best things Ive ever gotten for $500.00. 30 days from Christmas is right around my birthday, well see how it goes... Please wish me luck, need all I can get right now.

Wolfman
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Wolfman 12/31/2009 2:18pm
12/31/2009 2:18pm
Thats awesome. Good luck.

Pit Row

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