Posts
3062
Joined
12/14/2009
Location
Sparta, WI
US
Fantasy
335th
I go through State Farm for insuring my motocross bikes and figured I’d call Geico to get a quote. They won’t insure them in any way, shape, or form because I race a couple of times a year.
Where do you folks go, and who would you recommend me calling for quotes? And yes, I know this has been brought up before.
Where do you folks go, and who would you recommend me calling for quotes? And yes, I know this has been brought up before.
Why leave State Farm? The price to insure an off-road vehicle is the same just about anywhere.
What may be a little bit for one vehicle adds up when you’re insuring 5 vehicles, 5 motorcycles, a snowmobile, and a bunch of other shit. Just by switching to Grundy with the muscle/classic cars I’ll save several hundred a year. Other companies may help me save more, but I won’t know if I don’t look into it.
The Shop
There are clauses in all the fine print that the adjusters will use to deny the claims. "Exhibition of speed" is one frequently used.
"Closed Course" or Competition, stuff like that. Even praciticing at a 'Raceway" would fall under exhibition of speed.
Pit Row
Any motorized vehicle has to have its own policy.
I have 2 street legal bikes with Progressive and 3 red sticker bikes as well.
My red sticker bikes cost me about $400 a year, but I have $10K if extras coverage on them, in case of theft/ fire/ total loss. I am also covered with comp/ collision on them, in case of an accident out on the trails. Medical insurance as well...
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