Moto insurance

nadeauracing229 11/7/2017 3:23pm
11/7/2017 3:23pm
So long story short just happened to buy a new bike today and called progressive and they told me they cannot I sure it. I’m looking for insurance to protect against theft and theft only but not sure who to look for or to call.
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j368
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Tulsa, OK US
j368 11/7/2017 3:43pm
11/7/2017 3:43pm
Geico will do it
305FC250
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Miami, FL US
305FC250 11/7/2017 4:26pm
11/7/2017 4:26pm
I hear endless horror stories about Geico when it comes to insuring motocross bikes. On the flip side I've heard tons of great things about Progressive.... Did they give you a reason to deny you?
mxb2
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mxb2 11/7/2017 5:45pm
11/7/2017 5:45pm
nadeauracing229 wrote:
So long story short just happened to buy a new bike today and called progressive and they told me they cannot I sure it. I’m looking...
So long story short just happened to buy a new bike today and called progressive and they told me they cannot I sure it. I’m looking for insurance to protect against theft and theft only but not sure who to look for or to call.
I insure my 3 Mx bikes with progressive.
Naanak
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Naanak 11/7/2017 5:50pm
11/7/2017 5:50pm
4 bikes and a trailer with progressive is about $260 a year.

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motox11
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Bainbridge, NY US
motox11 11/7/2017 6:12pm
11/7/2017 6:12pm
nadeauracing229 wrote:
So long story short just happened to buy a new bike today and called progressive and they told me they cannot I sure it. I’m looking...
So long story short just happened to buy a new bike today and called progressive and they told me they cannot I sure it. I’m looking for insurance to protect against theft and theft only but not sure who to look for or to call.
Scott,they insured mine under an ATV at progressive. Have 3 bikes insured with them as of yesterday. They won't insure it under a motorcycle anymore like I used to.
Mungusman
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Williamsport, PA US
Mungusman 11/7/2017 6:29pm
11/7/2017 6:29pm
Nationwide insured our bike
CRF505
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CRF505 11/7/2017 6:43pm
11/7/2017 6:43pm
Allstate. I paid $125 for the full year for new ktm 350
c0ncEpT
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c0ncEpT 11/7/2017 6:55pm
11/7/2017 6:55pm
2 bikes with Progressive. Get a new agent.
nadeauracing229 11/7/2017 8:35pm
11/7/2017 8:35pm
Hm happened to just call the hotline told them it was just for theft and that it was a race bike... Guy ended up saying because it would be raced that they won’t insure it maybe I’ll try again tommorow thanks guys!
CarlinoJoeVideo
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CarlinoJoeVideo 11/7/2017 9:20pm
11/7/2017 9:20pm
I pay $250 a year for 3 bikes with Gieco.

My friend bought a KTM in Portland. Had it in his garage for 2 weeks and it was stolen without insurance. Gieco offered him a 4 week window grace peirod and covered his bike in full! Unreal story I wouldn't believe if I didn't hear it first hand.
Bruce372
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Bruce372 11/7/2017 11:41pm
11/7/2017 11:41pm
Farmers gave a better price than progressive.
Acidreamer
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Mansfield, OH US
Acidreamer 11/8/2017 1:18am
11/8/2017 1:18am
nadeauracing229 wrote:
Hm happened to just call the hotline told them it was just for theft and that it was a race bike... Guy ended up saying because...
Hm happened to just call the hotline told them it was just for theft and that it was a race bike... Guy ended up saying because it would be raced that they won’t insure it maybe I’ll try again tommorow thanks guys!
Rule #1 about mx and insurance of any kind. Never say the word race. They will not cover anything. Always say trail riding or riding in your back yard. Lmao
Squitlege
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Jacksonville Beach, FL US
Squitlege 11/8/2017 3:22am
11/8/2017 3:22am
Two "offroad motorcycles" insured for only theft here with Progressive as well... dont tell insurance companies more than they need to know, ever...
nascarnate326 11/8/2017 3:33am
11/8/2017 3:33am
nadeauracing229 wrote:
Hm happened to just call the hotline told them it was just for theft and that it was a race bike... Guy ended up saying because...
Hm happened to just call the hotline told them it was just for theft and that it was a race bike... Guy ended up saying because it would be raced that they won’t insure it maybe I’ll try again tommorow thanks guys!
Acidreamer wrote:
Rule #1 about mx and insurance of any kind. Never say the word race. They will not cover anything. Always say trail riding or riding in...
Rule #1 about mx and insurance of any kind. Never say the word race. They will not cover anything. Always say trail riding or riding in your back yard. Lmao
I never say the "r" word to my insurance guy. Pretty sure they know anyways but although its a race bike with lots of race parts its used as a trail bike/ conversation piece Wink
fourfourone
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86oh, CT US
fourfourone 11/8/2017 4:32am
11/8/2017 4:32am
I went with foremost. $230 a year for full coverage. Bikes covered even if I total it. Mostly have it for theft tho
m.hardesty16 11/8/2017 5:29am
11/8/2017 5:29am Edited Date/Time 11/8/2017 5:31am
The greatest of them all, Geico. Also never say you race it, ALWAYS, say you ride it around trails or your house. If you say you race it they won’t cover it most of the times.
r.sal923
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r.sal923 11/8/2017 6:37am
11/8/2017 6:37am
nadeauracing229 wrote:
Hm happened to just call the hotline told them it was just for theft and that it was a race bike... Guy ended up saying because...
Hm happened to just call the hotline told them it was just for theft and that it was a race bike... Guy ended up saying because it would be raced that they won’t insure it maybe I’ll try again tommorow thanks guys!
Acidreamer wrote:
Rule #1 about mx and insurance of any kind. Never say the word race. They will not cover anything. Always say trail riding or riding in...
Rule #1 about mx and insurance of any kind. Never say the word race. They will not cover anything. Always say trail riding or riding in your back yard. Lmao
Never say race. Our insurance went up 5x and we had to cancel it
Premix
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Premix 11/8/2017 7:19am
11/8/2017 7:19am
Been in the insurance industry for over 10 years now. Used to work for one of aforementioned companies. Since Insurance is state regulated and you’re in NY they may require the company to write liability (property damage/bodily injury) into the policy along with comprehensive. Many companies are going to this and will not write a stand alone comprehensive policy regardless of state.

Best advice, go with a standard insurance company and a good agent. Stay away from the non standards like Progressive, Geico, Safe Auto. While you’ll have many people tell you they have “full coverage” they have no idea what they purchased and have never read their policy. I️ encourage you to do both.
kNewc
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kNewc 11/8/2017 7:39am
11/8/2017 7:39am Edited Date/Time 11/8/2017 7:48am
I have theft on my 2 bikes for $75 each a year. But they will NOT cover it if it's raced. I only do open rides and they said that would be fine.

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