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Only $10 for all 2024 SX, MX, and SMX series (regularly $30).
Most tracks around here don't carry insurance for practice days. We have to, since we lease the land for our track from the City here.
The Shop
If you're going it alone, shop around...best way to get decent rates. Also check out Markel insurance...they're a specialty underwiter and they do handle powersports events.
The club I belong to runs MX, harescramble, and flat track events. We typically pay about $1000 per race for insurance, and about $1200 for EMS per race. Practice days insurance is about $250 and our insurer does not require on site EMS for practices
Paw Paw
If you are going with the membership you best talk to an attorney or perhaps another track that has a good set up. Also ask the insurance companies if they have policies that are set up for that. A lot do for practices. If you run races then requiring memberships can hurt your turnout unless you are the only show in town.
Depending on the state you will probably have to have a detailed membership agreement. Throw in a clause that requires any disputes to be settled by binding arbitration.
No matter which way you go, post notices about dangers of riding and be hyper diligent on release forms. Regardless of what some vital experts will tell you about "they aren't worth the paper they are printed on", they can be very valuable.
No membership agreement or release is going to keep some people from filing litigation, but being knowledgeable and diligent can go a long way in determining how far it will go and how it ends.
It just depends on where you are and what you want to insure.
Call K2 Insurance brokers in California, they helped us get insured for multiple venues, but it’s been five years since I was in the moto track insurance game. Dave knows the moto game. He might be able to get you in the right direction.
https://www.k2brokers.com/about/our-staff
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