Posts
14
Joined
4/13/2011
Location
Cincinnati, OH
US
Edited Date/Time
1/26/2012 12:18pm
what does everyone do when they get hurt? Do you guys just lie and say you were in a car accident or something like that? I have had two accidents in about a year 1/2.( lacerated spleen and now collarbone). The first I said it was my dirtbike and now lied and said it was a bmx crash lol. I am wandering bc my parents think our health insurance will cancel us if I have to go to the hospital again. What kind of health insurance do you have? Or have you been cancelled before? Thanks
The agents don't, but the companies do!
Did you know that in California you are not allowed to say the word "insurance" in court"? Insurance companies rape you if you need them to pay. If you hesitate to pay a premium, or have too many accidents, they will cancel you in a heartbeat.
Insurance companies run the country.
The Shop
Told them I was riding my mountain bike on some public trails.
Didn't want to give them any reason to get shitty.
It seems like anytime they hear the word motocross or dirt bike, a red flag goes up.
Accidents involving a bicycle seem to be acceptable. Sad but true.
I use Mega Health, which cover motocross: http://www.megainsurance.com.
About $200 a month.
Also, the AMA offers rider's insurance.
The rub is, if you are seriously hurt, like choppered in from the track like I once was, there will be no lying.
S
The system does not benefit the people of America as a whole, but it does benefit a few (and I'm not talking about the people who can afford quality health care). The people that the system is benefiting are the people that spend millions of dollars each year lobbying politicians and disseminating false information to scare people away from supporting a system that is actually highly functional, along with to maintain the most profitable health care system in the world. They rely on the collective ignorance of American society.
Both Democrats and Republicans, white collar, blue collar - it doesn't matter what color of shirt you have on - are the ones getting screwed over with this current system. Obama's "Historical health care legislation" was anything but that. Actually, it was historical in the sense that it now forces a country suffering from a recession with one of the widest wealth gaps on the planet to purchase insurance, which does nothing more but benefit the people who spent, once again, millions of dollars lobbying politicians to ensure no significant health care reform takes place.
America ranks second on total expenditure of health care of all other nations (most expensive), we have the post profitable health care system on the world, yet we have the highest preventable mortality rate. Go Google, 'The World Health Organization's' ranking for America's health care system. There are countries out there that have a system way better than ours, but for the benefit of those screwing everyone else over, do them a favor and don't look into it *sarcasm*.
I'm not anti-capitalist, I'm anti-greed.
Add one more thing to the list of reasons I'm proud to be Canadian.
If our system is truly the most expensive, then we will have taxes higher than England and Europe to pay for it. Obama is already starting to talk about cut backs and how to offload more of the expense of Social Security to the old people.
Then guess what, when tax payers start paying for all of this, the will scream, why am I paying for smokers and alcoholics, we should exclude them. But wait, motocrossers abuse their bodies too and their injuries are high, lets exclude them.
You may not think that is the way it is going. But look at England. They have lists of people waiting for none emergency proceedures and many end up going to a private doctor and paying out of pocket. They double pay. Canada system has not gone down that path.... yet, but as costs increases one of two things will happen. Their taxes will increase, they will cut coverage, or they will pay the Dr less. (Doctors that are good will not settle for less and will not take gov subsidies and will be private only, and you will pay out of pocket.)
I am sorry, someone pays, either you pay for your own medical, or you pay for everyone else s.
In the US. If you go to a gov subsidized hospital. They must take you in and treat you whether you have insurance or not for life threatening or emergency treatment.
Pit Row
I fell off my motorcycle pinned 4th gear in the whoops...
With that being said i have tripped and fallen out my pick up truck each time i needed surgery... What a coincidance!!!!
In some cases it is impossible to get around saying that it was a motocross accident like when you get hauled in from a track via ambulance.
To protect our sport and our tracks I think it is important to not give insurance companies and the public more info than they need. They already look down on motorcycles.
Honestly though, I've never lied for insurance, only to avoid the lecture. It's funny to me because I've been injured far more seriously playing rec sports like ultimate frisbee and soccer than I have riding moto. I shattered and dislocated my collarbone playing frisbee, which required 2 surgeries to fix, and the doctor just laughed and teased me. But when I chipped a bone in my thumb and required all of a $5 splint from walgreens to fix, I got a long lecture by the ortho doc about needing to grow up and be responsible!
I now say I fell on my bike.
As far as insurance, Anthem BC no exclusions or any problems.
Like I said above, the poweful insurance company lobbyists are so strong, at least in California that if you go to court, the word Insurance can't even be spoken. If you are in a car accident and want to get what is owed you and you have to sue, you end up suing the other person's insurance company and their lawyer shows up. The jury never even knows that! It's all hush hush and hidden.
American's need to wake up!
Health Insurance is a scam and I'd suggest that you scam them back in any way possible. Treating them honestly is like treating the Devil honestly.
Can you tell I hate them? Can you tell that I have been screwed by the system and permanently ruined financially?
Democrats rely heavily on contributions from the Insurance industry to get relected and although I'm a HUGE believer in Nationalized HealthCare the plan we got is a travesty that only serves to further enrich the insurance companies.
I happen to think that profiting off another human beings pain and suffering is unethical at it's core. We spend 300% more on health care than the next closest country and the care we recieve sucks for most, is adequate for a few, and is amazing for a small minority. Having proper health generally isn't a choice like say which car you own, and therefore need to insure. All citizens should be required to pay into a nationalized Medicare system that provides basic and fair insurance for all. Plain and simple. The private insurance companies can get into the business of offering 'Cadillac' plans for wealthy people that disagree w/ the quality of benefits provided to them by the Nationalized system.
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