I randomly called Geico today to get an ID card. Found out they cancelled my policy a year ago because they said I stated the bike what being used on a track more than once a year.
Any heard of that ?
Who do you guys use?
I randomly called Geico today to get an ID card. Found out they cancelled my policy a year ago because they said I stated the bike what being used on a track more than once a year.
Any heard of that ?
Who do you guys use?
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I use State Farm and my yearly premium is $250 (approx $15/month). Your insurance provider need not know where or how the bike is ridden.
I use State Farm for 3 dirt bikes plus my Harley, along with my car and homeowners. It averages about $15 a month for each dirt bike. I've made it clear to them I operate these off road on private land. I've never said anything to them about tracks or racing... they've never asked.
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I'm guessing you're talking about a mx bike that is not operated on public roads? I know of guy who have had issues with their auto insurance on street cars that were tracked, too much risk I guess. Now if you're just talking about comprehensive coverage I cant imagine how they would care?
UsIng progressive and it’s about $80 a year and that includes 3k in extras covered.
Hope to never need to use it.
Info for Racing in Central California www.mxpics.net
OTHG 969v
Just bought a policy with Progressive. I grilled the chick about coverage.
She said the bike is covered everywhere but racing events. I made her double check and her supervisor even said the same thing. She even called me back after I bought the policy to confirm her answers.
I’m going to call Foremost on Tuesday to see what there answer is.
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49weasel wrote:
Just bought a policy with Progressive. I grilled the chick about coverage.
She said the bike is covered everywhere but racing events. I made her double check and her supervisor even said the same thing. She even called me back after I bought the policy to confirm her answers.
I’m going to call Foremost on Tuesday to see what there answer is.
I'm afraid I don't understand. You should only be insuring an off-road motorcycle with comprehensive coverage to help cover the loss if it is stolen. The only reason a motocross racing event would come into play is if you're trying to file a claim for damage, which would be dumb and no insurance provider is going to pay for a damaged motorcycle at a racing event.
You insure a dirt bike to cover the loss (comprehensive) and nothing else. That is the extent of the conversation you should have with your insurance provider. If it's stolen at a motocross event, the insurance provider doesn't need to know that. Just get a police report to cover your ass.