Fair enough...you said earlier that with stellar credit you are lucky to get below 4.0%...now you are saying you got approved under 3.8 no problem? And the only numbers that should be off on my numbers was the homeowners insurance...and if you put $200/month ... more »

Why would you do an FHA loan with 10% down? (Unless your credit is way low) If you've got good credit and more than 5% down, no reason to do an FHA loan at all. You'll get cheaper monthly mortgage insurance...that isn't permanent-and avoid the 1.75% ... more »

$300K with 10% down...$270K mortgage... Mortgage Rates are crazy low right now...no reason you should be paying above 3.375% or 3.5% (unless your credit sucks). P&I payment at 3.5% is $1212 $10K/year in taxes: $833/month (that house here in Utah ... more »

Yup....may as well finish it all the way off...no reason to go half way in the destruction of the place.

I just paid cash for my bike YZ450FX... It’s stupid to finance a liability (something that depreciates in value).

Klim Mohave

Why don't you folks vote?

We wouldn't care about yours either...if they didn't trickle down to ours. Looking at CA today, is a look into the future of America in 5-15 years...and I gotta be honest with you...it's not a pretty picture. And that is why we care about CA politics. ... more »

I agree...no want I'm doing that...I buy 450’s so I don’t have to rev them. I love to ride a gear high and lugging these things around.

And yet people from CA are flocking here...among the strongest economies in the nation...Thousands of tech jobs (and others) are leaving CA and coming here (silicon slopes are a real thing)...budget surplus (Utah is trying to figure out what to do with ... more »

Another thing I found interesting...the manual says to replace the piston as often as the oil filter (every 12.5 hours). Seriously? Oil changes every 7.5 hours...oil filter and piston every 12.5 hours.

Any specific Brand/battery you recommend?

So you actually think CA politicians are doing a great job? YOu actually think Nacey Pelosi is doing a good job? How can you possibly think the way California does things is a good idea from an economics perspective? From the outside looking in (and ... more »

So with just under 10 hours on the bike...here is some of my feedback, random thoughts...Keeping in mind I haven't even touched the clickers or even checked the sag yet. So these are kind of seat of the pants observations which could change as I get ... more »

That sounds more like a spring issue to me...or you aren’t a D, C, or slow B rider... The only D, C, and slow B riders I know that would go fast enough to bottom stock suspension after doing what you said you did to yours weigh 300+ pounds...and they ... more »

Earth is going to do what the earth is going to do...the climate has always changed...and it will always change...humans are along for the ride on this earth...One day we will all be wiped off of it, just like the dinosaurs were...and then earth will ... more »

I don't think we disagree at all...I said anyone slower than a slow B rider (intermediate) should spend money on riding schools...I don't think its a stretch to say that most "good, fast (winning) Novice" riders would be mid pack intermediates. So I ... more »

I will say...I think a lot of people spend money revalving suspension (and sometimes even on springs) to try and compensate for poor technique...Doesn't matter how good the suspension is, if you aren't riding the motorcycle correctly, the suspension ... more »

I've alwasy ridden motocross bikes offroad...so its always been a full revalve (stock springs usually work with my weight). But I just bought a YZ450FX...and the suspension is SO good stock...that I won't be doing anything but the clickers and sag on ... more »