Posts
8622
Joined
2/3/2010
Location
Lehi, UT
US
Edited Date/Time
11/21/2015 3:24pm
What is everyone's health insurance premiums doing this year?
My premium jumped $1620/year...that is a 16% increase. Highest I've ever seen (without an age related jump).
I've got my own personal plan through Select Health (I make to much money for Obamacare tax credits, and all the policies through the exchange were way to expensive, with way to little coverage). I have four kids and my wife and I, $1K deductible and 80/20 coverage. I'm paying $780/month right now. (I was paying $645/month last year).
My premium jumped $1620/year...that is a 16% increase. Highest I've ever seen (without an age related jump).
I've got my own personal plan through Select Health (I make to much money for Obamacare tax credits, and all the policies through the exchange were way to expensive, with way to little coverage). I have four kids and my wife and I, $1K deductible and 80/20 coverage. I'm paying $780/month right now. (I was paying $645/month last year).
Health net bronze plan and they just told me they no longer offer that plan something comparable is now going to cost me $130 more a month!
bunch of bullshit I'm in the process of looking for something else this sucks!
We merged with another company and our employee base tripled. As a result, our group rates dropped quite a bit.
My health plan rates have gone up annually EVERY year in my working adult life. This is the first time they've been reduced.
The Shop
I just got rid of my Delta Dental for Retirees because it didn't cover anything. I have GEHA now for $62 per month for me and my wife.
How again is that good news????
Then you'll see a dive bomb in quality care.
Many democrat policoes is trashing this country.
Bronze plan, $5000 deductible, no dental...and some other voodoo math I wont understand till I need it.
We do have an hsa plan. So any money I put in the hsa I dont pay tax on.
I just turned 60.
Working for a small shop, maybe 40 guys.
Highmark, I'm told its a Cadallic plan with a 500 dollar deductible .
Last year, 435.00 a month, employer pays half.
Separate dental , 39.00 a month.
Because I hit 60, this year it's 941.00 a month, employer pays half.
Dental stays the same.
Plus, some kind of Medicare payment on top of that, I think another 80.00 a month.
Affordable Care Act, yeah, right.
I saw on TV the guy that owns Highmark has like 4 mansions, and all the top tier guys pull at least 1 million a year.
With Dental, I'm paying almost $900/month...that is INSANE!!!! it's as much as my house payment (and at least my mortgage interest is tax deductible).
Just crazy.
Right now, I'm paying about 5% of my income to health insurance premiums (that doesn't include the out of pocket beyond what the insurance will cover for the actual care)...so maybe I'm paying 6% or 7% of my income to health insurance/care....how much would the feds raise my taxes to pay for a single payer system? Considering that the poorest Americans wouldn't pay anything at all...I would bet it would be more than 7%. (But I don't really know.)
I think I got a check for $123 or something this past summer for the 2014 season.
Pit Row
Yeah, neither do I!
http://www.indystar.com/story/news/politics/2015/06/11/obamacare-premiu…
My wife and I will see a drop of about $125 a month for next year.
I tell you what's major fucked up.
I did a job for a lady last week, she's a receptionist for a medical clinic/doctor.
I was shocked with what she told me.
First, nobody gets any medical treatment unless you give them your social security number.
Even if you want to pay for that visit with cash.
Second, the insurance company tells the doctor pretty much what he can do, and the treatment he can give.
She told me about this diabetic patient she knows, sweet old lady, that needs like 2 pills a day to control her sugar.
The insurance company said, wait, she only needs 1pill a day, and that's what she gets now.
She can't go down to the pharmacy and just buy more, even if she had the coin, the doctor can't, under obamacare,
Prescribe any more than the insurance company says.
To me, that's a death squad.
Old lady, she ain't worth having around anymore,
Cut her dosage, even if the doctor says she needs it, and get her off the patient list.
Kill her, but gently, in a quiet kind of way.
Told me, that's the reality, that's what's going on.
A doctor can prescribe anything legal. The insurance company can cover it or not, but they don't have the authority to dictate whether or not an individual doctor can prescribe.
I have two type 1 diabetics in my household and there have been a few things not covered by insurance that we've chosen to pay for out of pocket. Our insurance company couldn't keep the doctor from prescribing them, though.
We've also had issues about test strips, both brands and frequency of use and every time that an insurance company balked at something all it's taken has been the prescribing Doctor writing an explanation of why what he's prescribing is medically necessary. Pretty painless overall.
As of Oct 1 of this year, she said the new rules are just crazy, and cruel.
Just remember, you young bucks, when you go in there, and some woman sits you down, gets your social, and starts asking you a bunch of questions while she's typing it in on a computer, they're keeping tally.
They will tell you it's so the doctor can look at it and better his understanding of you, but watch, he won't even look at it.
You get to be too high maintance, it's soylent green time for you. But in a nice way.
Bring out the scoops!
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